Wintrust Financial (WTFC) reported $643.11 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 6.3%. EPS of $2.69 for the same period compares to $2.89 a year ago.

The reported revenue represents a surprise of +0.01% over the Zacks Consensus Estimate of $643.03 million. With the consensus EPS estimate being $2.52, the EPS surprise was +6.75%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Wintrust performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Efficiency Ratio: 57.2% versus 57.6% estimated by four analysts on average. Net Interest Margin: 3.5% versus 3.5% estimated by four analysts on average. Average balance - Total earning assets: $60.34 billion versus the two-analyst average estimate of $60.58 billion. Tier 1 leverage ratio: 9.6% versus 9.6% estimated by two analysts on average. Net charge-offs to average loan: 0.1% versus 0.2% estimated by two analysts on average. Total Non-Interest Income: $116.63 million versus $127.46 million estimated by four analysts on average. Net interest income - FTE: $529.37 million compared to the $524.12 million average estimate based on three analysts. Net Interest Income: $526.47 million versus the three-analyst average estimate of $523.72 million. Service charges on deposit accounts: $19.36 million compared to the $17.60 million average estimate based on two analysts. Wealth management: $34.04 million versus $39.13 million estimated by two analysts on average. Mortgage banking: $20.53 million versus the two-analyst average estimate of $21.37 million. Operating lease income, net: $15.29 million versus $15.28 million estimated by two analysts on average.

View all Key Company Metrics for Wintrust here>>>

Shares of Wintrust have returned -9.6% over the past month versus the Zacks S&P 500 composite's -5.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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Wintrust Financial Corporation (WTFC):Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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