WBCPI 99.94 -0.01% BHP 42.43 -0.8181% CBA 126.8 -0.6892% RIO 118.99 -1.0478% CSL 292.01 -0.3379% NAB 35.96 -0.6904% WBC 27.15 -0.3304% ANZ 28.65 -1.0021% WBCPL 104.45 0.4327% WES 65.3 -2.3186% MQG 199.27 0.1206% NEM 63.19 -2.3036% GMG 35.18 -1.9509% FMG 21.26 -2.0728% SQ2 94.8 0.0633% WDS 26.97 -1.9985% RMD 27.74 -13.204% TLS 3.62 -1.0929% WOW 33.43 -0.5947% TCL 12.68 1.0359%

Free Trial - Terms of Use

Updated date: [28/07/2023]

General

This website www.kalkine.co.nz (Website) and all associated pages of the Website are operated by Kalkine New Zealand Limited (company Number 7714096, NZBN 9429047678101).

If you have any questions relating to these terms and conditions (Terms of Use), please contact our Customer Service Department. Please email [email protected] or phone (09) 985-5665. Alternatively, you can write to us at: Office No: 3333, Level 33, ANZ Centre, 23-29 Albert Street, Auckland, 1010.

Disclaimer

Kalkine New Zealand Limited (NZBN: 9429047678101), Kalkine Media New Zealand Limited (NZBN: 9429048590709) and Kalkine Securities New Zealand Limited (NZBN: 9429048616355), are all part of the Kalkine group of companies.

Kalkine New Zealand Limited is registered on the New Zealand Financial Service Providers Register (FSP691351) and is a member of the Financial Dispute Resolution Scheme, an independent dispute resolution service. Kalkine New Zealand Limited also holds a Class 1 Financial Advice Provider Licence granted by the Financial Markets Authority.  Kalkine New Zealand Limited’s registered office is at No. 3333, Level 33, ANZ Centre, 23-29 Albert Street, Auckland, 1010, New Zealand.

By accessing this website and any portal within this website, you agree to, and will comply with the Terms of Use, and any applicable portal/application terms.

The information on this website is general in nature and does not take into account any of your investment objectives, financial situation or needs. You should consider the appropriateness of any advice provided by taking into account your own objectives, financial situation and needs and seek independent financial advice on your personal position before making any financial decisions.

Trading in financial products involves the risk of loss (for example, due to market movements). It is your responsibility to understand the risks of investing and seek financial advice on your personal circumstances from a financial adviser as necessary before acting on any advice. Not all investments are appropriate for all people.

  1. INTRODUCTION
    • It is important that the customer (You/Your, the User) carefully reads, understands, and keeps these Terms of Use. These Terms of Use outline both the User’s and Kalkine New Zealand Limited’s (Kalkine, we, us, our) rights, responsibilities, and obligations that may arise when the User operates an account with us, and/or when the User has signed up for a free trial subscription (Free Trial) we provide.
    • The use of Free Trial is subject to these Terms of Use.
    • By using the Website or our mobile or software application, You agree to be bound by these Terms of Use. By using our services, You agree that we may collect, use and share Your personal information in accordance with the terms of our Privacy Policy.
    • Kalkine reserves sole right to amend these Terms of Use from time to time, as deemed appropriate. If we do, the new Terms of Use will be posted on our Website or we will notify You by email of the new Terms of Use if You have a Kalkine account and, unless we reasonably believe that the change is not to Your disadvantage, will provide You with reasonable notice of any changes. Your subsequent or continued use of the services and/or receipt of our emails will constitute Your acceptance of any changes. If You do not accept the updated Terms of Use, You may not be permitted to continue to use our services. As You are bound by these Terms of Use, we recommend that You periodically refer to them.
    • Kalkine has the right to investigate any breach or complaint about a violation of these Terms of Use. Kalkine will take any necessary action to protect itself and may report any unlawful activity to the relevant legal authorities.
    • If we determine that a User has breached any of these Terms of Use, or as we see fit in order to protect the security and integrity of the Free Trial, we may terminate a User’s use of the Free Trial at any time with immediate effect without prior notification to the User.
    • We may also at any time, by giving notice to the User, decide that we will suspend a User’s access to their account, or that we are no longer going to provide the Free Trial to a User. We are not obliged to give notice to a User if it is impracticable to do so.
  2. OPENING YOUR FREE TRIAL ACCOUNT
    • To be eligible to open an account and use the Free Trial, You must: (a) be an individual who is at least 18 years old; (b) be capable of entering into a legally binding contract; and (c) have a valid email address, phone number and residential address;
    • In opening an account, You agree to: (a) provide true, accurate, current and complete information about Yourself as prompted by the Website’s registration form or the account opening form (located on the Kalkine Website); and (b) maintain and promptly update such information to keep it true, accurate, current and complete.
    • Kalkine may, in its absolute discretion, accept or decline to provide any one or more of the Free Trial You seek to obtain from us, or decline Your application to open an account with us. This may happen if You provide any information that is untrue, fraudulent, not current or incomplete (or we have reasonable ground to believe so).
    • By completing and submitting an application form to open an account with Kalkine, You: (a) authorise Kalkine to open an account for You; and (b) acknowledge and agree that You have read and understood all documentation provided to You, including these Terms of Use, the Kalkine Privacy Policy, any and all website disclaimers
  3. USER ACKNOWLEDGEMENTS, UNDERTAKINGS, WARRANTIES AND RESPONSIBILITIES
    • When You acquire Free Trial from us, it is Your responsibility, unless we notify You in writing otherwise, to:
      1. Adhere to, and comply with, these Terms of Use;
      2. Ensure You understand Your rights and obligations and our dispute resolution process before You choose to open Your account with Kalkine or use the Free Trial;
  1. ACCESS TO INFORMATION AND FREE TRIAL

Kalkine will process activation of the Free Trial within a period of 24 hours, post we have successfully verified Your information. You must only use the Free Trial for Your personal, non-commercial use and in accordance with these Terms of Use and any applicable law.

5. INTELLECTUAL PROPERTY

6. DISCLAIMER IN RELATION TO INFORMATION ACCURACY

7. THIRD PARTY SERVICES AND AFFILIATED WEBSITES

8. SERVICE INTERRUPTIONS

9. COMPLAINTS AND DISPUTE RESOLUTION

10. KALKINE SUPPORT SERVICES

11. ASSIGNMENT AND TRANSFER OF RIGHTS

12. STAFF TRADING POLICY

Staff Trading Policy:

We do our utmost to avoid conflicts of interest with subscribers. We therefore impose restrictions on staff trading and require disclosure of staff holdings. Trading restrictions are as follows.

  1. CONFIDENTIALITY AND PRIVACY
    • The Privacy Act 2020 (the Privacy Act) contains certain principles relating to the collection, use and disclosure of information relating to individuals. We take our responsibility for Your personal information seriously. Your privacy is important to us and we want to be sure that You understand the terms relating to the way in which we collect and use Your personal information. We will comply with all privacy laws and codes of practice that apply to us.
    • Our full privacy policy as prescribed in the Kalkine New Zealand Limited Privacy Policy applies to all products and services You acquire from us in relation to our New Zealand operations, including our website and the Free Trial. By using our services (including accessing our website and using the Free Trial), and providing us with personal information, You agree to these Terms of Use, and consent to our use of Your personal information in accordance with our privacy policy (as amended from time to time).
    • The current Kalkine New Zealand Limited Privacy Policy is available on the Kalkine website and can be accessed here, and is subject to updates from time to time. Kalkine will notify Users of changes via updated Terms of Use being published on the Kalkine website or via email to Kalkine account holders for any material changes. Unless Kalkine reasonably believes that the change is not to User’s disadvantage, Kalkine will provide Users with reasonable notice of any changes by posting a public notification on the Kalkine website. Please refer to the Kalkine website for any periodic changes.
  2. OUR LIABILITY TO YOU
    • Except as expressly required by law, we accept no liability arising out of Your reliance on Kalkine services and information You obtain from us, including the Free Trial.
    • To the extent permitted by law, we limit any liability we may have to You to the resupply of services or the cost of re-supply of the services if any.
    • The financial products and securities analysed in our research reports and as part of the Free Trial may have a separate product disclosure statement issued by the financial product issuer. You are strongly encouraged to obtain a copy of the product disclosure statement or offer document from the product issuer before making any decision about whether to acquire a financial product. Kalkine accepts no liability and assumes no responsibility arising out of Your decision to invest in any financial products.
    • Neither Kalkine and/or its employees, directors, agents or associates guarantee the performance of any security or other financial product (or class of financial product) discussed as part of the Free Trial. You acknowledge that the Free Trial have not been developed to meet Your individual requirements or take into account Your individual investment goals or risk profile. It is Your sole responsibility to seek independent financial advice from a licensed financial advice provider on Your personal circumstances. You acknowledge that Your decision to invest in any financial products is Yours only, and accept that Kalkine does not assume any responsibility for losses incurred in the trading of financial products.
    • Kalkine, its directors, officers, employees, consultants, agents and affiliates) are not responsible for any loss or damage that is not foreseeable as a consequence of our breach, or loss or damages for loss of business profits, business interruption or loss of business information, that may arise from the use of (or failure to use) or reliance on the information You obtain from Kalkine or the Free Trial.
  3. YOUR LIABILITY TO US
    • You will be responsible to us in respect of any loss, cost, damage or expense we suffer as a result of:
      1. Your breach of these Terms of Use.
      2. Your access to, or use or performance of our services or Website in breach of these Terms of Use; or
    • reliance by You on any information provided on or accessed via our services or the Website contrary to these Terms of Use.
  4. GENERAL
    • These Terms of Use are governed by New Zealand law. Both You and Kalkine agree to submit to the exclusive jurisdiction of the Courts of New Zealand.
    • The illegality, invalidity, or unenforceability of any provision or part of these Terms of Use under the law of any jurisdiction does not affect the legality, validity, or enforceability of such provision under the law of any other jurisdiction or the legality, validity, or enforceability of any other provision or part.
    • Any legal action or proceeding arising out of or in connection with these Terms of Use will be brought in the courts of New Zealand.

Unless expressly stated and agreed otherwise, the User is not able to alter or amend these Terms of Use without express consent or written agreement from Kalkine.