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Century Financial Corp

Financial Services US CYFL

47.48USD
0.00(0%)

Last update at 2026-06-22T16:31:00Z

Day Range

47.0047.48
LowHigh

52 Week Range

40.2448.00
LowHigh

Fundamentals

  • Previous Close 47.48
  • Market Cap79.18M
  • Volume311
  • P/E Ratio8.66
  • Dividend Yield2.08%
  • Revenue TTM25.66M
  • Revenue Per Share TTM15.52
  • Gross Profit TTM 25.66M
  • Diluted EPS TTM5.54

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 11.33M 11.02M 9.88M - -
Minority interest - - - - -
Net income 9.16M 9.00M 8.00M - -
Selling general administrative 10.09M - - - -
Selling and marketing expenses - - - - -
Gross profit 25.66M 25.16M 23.40M - -
Reconciled depreciation 0.43M 0.40M 0.41M - -
Ebit 11.33M 11.02M 9.88M - -
Ebitda 11.76M 11.43M 10.28M - -
Depreciation and amortization 0.43M 0.40M 0.41M - -
Non operating income net other - - - - -
Operating income 11.33M 11.02M 9.88M - -
Other operating expenses 18.88M 18.64M 16.65M 3.06M 2.69M
Interest expense 4.39M 4.50M 3.12M - 0.00000M
Tax provision 2.17M 2.02M 1.87M - -
Interest income 24.68M 24.01M 21.34M - -
Net interest income 20.29M 19.51M 18.22M - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2.17M 2.02M 1.87M 1.30M 1.23M
Total revenue 30.21M 29.66M 26.52M - -
Total operating expenses 14.34M 14.14M 13.53M - -
Cost of revenue 4.55M 4.50M 3.12M - -
Total other income expense net - -3.48800M 9.88M - -
Discontinued operations - - - - -
Net income from continuing ops 9.16M 9.00M 8.00M - -
Net income applicable to common shares - - - 5.86M 5.34M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 477.23M 467.22M 474.29M - -
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - -2.00400M 84.65M 1.93M 2.45M
Total liab 411.12M 410.12M 424.24M - -
Total stockholder equity 66.12M 57.10M 50.05M - -
Deferred long term liab - - - - -
Other current liab - 165.43M 158.76M - -
Common stock 1.65M 1.66M 1.68M 1.71M 1.78M
Capital stock 1.65M 1.66M - - -
Retained earnings 53.96M 47.12M 40.28M 34.22M 29.86M
Other liab - - - 2.02M 2.68M
Good will - - - - -
Other assets - - - 210.98M 213.01M
Cash 14.57M 79.83M 80.67M - -
Cash and equivalents - - - - -
Total current liabilities 0.05M 165.47M 158.82M 403.69M 396.45M
Current deferred revenue - - - - -
Net debt -9.46100M -74.82600M -74.99200M - -
Short term debt 0.05M - 0.07M - -
Short long term debt - - - - -
Short long term debt total 5.11M 5.00M 5.68M - -
Other stockholder equity 12.42M 12.73M 13.42M -6.99700M -0.11000M
Property plant equipment - - - 4.40M 4.43M
Total current assets 16.81M 79.83M 84.65M 71.52M 170.38M
Long term investments 136.13M 137.51M - - -
Net tangible assets - - - 43.09M 47.59M
Short term investments - - - - -
Net receivables 2.24M 2.00M - - -
Long term debt - - - - -
Inventory - - - - 0.00400M
Accounts payable 0.06M 0.04M - 403.64M 396.44M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1.91800M -4.40200M -5.33200M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 10.80M 245.51M 319.16M - -
Deferred long term asset charges - - - - -
Non current assets total 460.42M 387.39M 389.64M - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 4.71M 6.59M -4.18500M -112.02700M -15.97800M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -18.76200M 6.59M -4.89000M -108.94100M -3.06400M
Net borrowings 0.00000M -0.50000M 0.00000M - -
Total cash from financing activities -0.80000M -17.89200M 9.63M 3.74M 46.34M
Change to operating activities - - - -0.10000M 0.02M
Net income 9.16M 9.00M 8.00M 5.86M 5.34M
Change in cash -10.02400M -0.84900M 13.09M -98.59900M 50.77M
Begin period cash flow 79.83M 80.67M 67.58M - -
End period cash flow 69.80M 79.83M 80.67M - -
Total cash from operating activities 9.54M 10.45M 8.36M 6.61M 7.49M
Issuance of capital stock - - - - -
Depreciation 0.43M 0.70M 0.41M 0.81M 0.82M
Other cashflows from investing activities -21.43400M -51.24000M -17.84500M 0.70M -0.44000M
Dividends paid 2.31M 2.16M 1.95M 1.50M 1.45M
Change to inventory - - - - -
Change to account receivables - 0.22M -0.29000M - -
Sale purchase of stock -0.31100M -0.71900M -0.76200M - -
Other cashflows from financing activities 1.82M -14.51000M 12.34M 7.20M 48.83M
Change to netincome - - - 1.08M 1.29M
Capital expenditures 1.93M 0.73M 0.18M 0.23M 0.06M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1.09800M 0.71M 0.36M - -
Stock based compensation - - 0.25M - -
Other non cash items 1.48M 0.03M -0.41300M - -
Free cash flow 7.61M 9.73M 8.18M - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CYFL
Century Financial Corp
- -% 47.48 8.66 - 3.09 1.20 3.26
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, term certificate, and individual retirement accounts. It also provides residential mortgages, commercial, and installment consumer loans; home equity, auto, specialty item, debt consolidation, construction and renovation, business term, and agri-business loans; small business Loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs. In addition, the company offers account and deposit management; receivables and payments management services, such as direct payment, remote deposit, merchant, lock box processing, and cash concentration services; and online and mobile banking services. Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; mobile wallets; and safe deposit boxes. Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning services. It serves individuals and businesses. Century Financial Corporation was founded in 1890 and is headquartered in Coldwater, Michigan.

Century Financial Corp

100 West Chicago Street, Coldwater, MI, United States, 49036

Key Executives

Name Title Year Born
Mr. Eric H. Beckhusen Chairman & CEO NA
Mr. Eric J. Wynes Pres & Director NA
Mr. Eric J. Wynes President & Director NA

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