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Crédit Agricole S.A

Financial Services US CRARF

20.26USD
0.00(0%)

Last update at 2026-06-18T20:00:00Z

Day Range

19.1019.10
LowHigh

52 Week Range

17.3822.16
LowHigh

Fundamentals

  • Previous Close 20.26
  • Market Cap63082.48M
  • Volume1000
  • P/E Ratio8.08
  • Dividend Yield5.28%
  • Revenue TTM26557.00M
  • Revenue Per Share TTM8.77
  • Gross Profit TTM 26557.00M
  • Diluted EPS TTM2.56

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 10924.91M 10626.00M 9546.00M 7862.00M 8080.00M
Minority interest -979.00000M -1067.00000M -999.00000M -879.00000M -1005.00000M
Net income 7074.00M 7087.00M 6348.00M 5437.00M 5844.00M
Selling general administrative 10156.19M - - - -
Selling and marketing expenses - - - - -
Gross profit 26261.00M 25327.00M 23487.00M 21955.00M 21397.00M
Reconciled depreciation 1343.00M 1245.00M 1151.00M 1175.00M 1172.00M
Ebit - - -1259.00000M 7099.00M 7080.00M
Ebitda 10734.98M 10024.11M 9087.88M 8274.00M 8252.00M
Depreciation and amortization - 1245.00M 1151.00M 1175.00M 1172.00M
Non operating income net other - - - - -
Operating income 10402.00M 24078.00M 22332.00M 7099.00M 7080.00M
Other operating expenses 86334.65M 1249.00M 1155.00M 14580.00M 13802.00M
Interest expense 39824.00M 49146.00M 44877.00M 17003.00M 11676.00M
Tax provision 2349.00M 2472.00M 2011.00M 1662.00M 1236.00M
Interest income 55133.00M 63444.00M 59119.00M 29867.00M 23797.00M
Net interest income 15309.00M 14298.00M 14242.00M 12864.00M 12121.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2348.12M 2472.00M 2200.00M 1662.00M 1236.00M
Total revenue 97259.56M 25327.00M 23487.00M 21955.00M 21397.00M
Total operating expenses 15859.00M 1249.00M 1155.00M 14580.00M 13802.00M
Cost of revenue 39824.00M 49146.00M 44877.00M - -
Total other income expense net -336.87400M -13452.00000M -12786.00000M 763.00M 1000.00M
Discontinued operations - - - 116.00M 5.00M
Net income from continuing ops 8053.00M 8154.00M 7951.00M 6200.00M 6844.00M
Net income applicable to common shares - - - 5025.00M 5491.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2373417.73M 2309782.00M 2189398.00M 2167621.00M 2073955.00M
Intangible assets 3413.72M 3412.00M 3142.00M 3204.00M 3263.00M
Earning assets - - - - -
Other current assets -83833.00000M 1579.00M 1428.00M 228297.00M 245517.00M
Total liab 2295727.84M 2226471.00M 2109479.00M 237726.00M 199326.00M
Total stockholder equity 77662.00M 74710.00M 71086.00M 64633.00M 68217.00M
Deferred long term liab - - - - -
Other current liab 1085380.00M 1066362.00M 1061438.00M 120902.00M 124860.00M
Common stock 31843.00M 30904.00M 30907.00M 29603.00M 28495.00M
Capital stock 31843.00M 30904.00M 30907.00M 29603.00M 28495.00M
Retained earnings 7074.00M 7087.00M 6348.00M 5437.00M 5844.00M
Other liab - - - 420228.00M 443894.00M
Good will 16399.85M 16263.00M 15929.00M 15682.00M 15632.00M
Other assets - 2309782.00M -1385145.00000M 712196.00M 656117.00M
Cash 579758.00M 581472.00M 598933.00M 654924.00M 640849.00M
Cash and equivalents - - - - -
Total current liabilities 1115639.00M 1104510.00M 1103403.00M 1508133.00M 1389827.00M
Current deferred revenue - - 1507.00M - -
Net debt -266779.00000M -265896.00000M -318687.00000M -417198.00000M -441523.00000M
Short term debt 239183.38M - 261274.00M - -
Short long term debt - - - - -
Short long term debt total 312979.00M 315576.00M 280246.00M 237726.00M 199326.00M
Other stockholder equity 38745.00M 36719.00M 33831.00M 29593.00M 33878.00M
Property plant equipment - - - 6023.00M 6096.00M
Total current assets 583558.00M 678283.00M 696555.00M 761263.00M 711054.00M
Long term investments 829463.00M 781621.00M 690110.00M 669253.00M 681793.00M
Net tangible assets - - - 45747.00M 49322.00M
Short term investments - 247764.00M -673299.00000M - -
Net receivables 87633.00M 95232.00M 96194.00M 106339.00M 70205.00M
Long term debt - - - - -
Inventory - - 84343.00M 257.00M 238.00M
Accounts payable 30259.00M 36164.00M 39901.00M 1086243.00M 1074210.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -2993.87800M 43937.00M 41051.00M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 991678.43M 908088.00M 773449.00M -694162.00000M -706784.00000M
Deferred long term asset charges - - - - -
Non current assets total 1790749.00M 1631499.00M 1492843.00M 694162.00M 706784.00M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -1782.00000M 9852.00M -5058.00000M -1486.00000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -4402.00000M -1782.00000M 9852.00M -5058.00000M -838.00000M
Net borrowings - 14589.00M 20010.00M 7247.00M 4084.00M
Total cash from financing activities -4489.31800M 9447.00M 16546.00M 1570.00M -1701.00000M
Change to operating activities - - - -2325.00000M -20140.00000M
Net income 6595.53M 10626.00M 9547.00M 7862.00M 8080.00M
Change in cash 2635.00M -9438.00000M -12847.00000M -4168.00000M 8516.00M
Begin period cash flow 133144.00M 142584.00M 155431.00M 159729.00M 151213.00M
End period cash flow 135779.00M 133146.00M 142584.00M 155561.00M 159729.00M
Total cash from operating activities 19013.00M -15909.00000M -36512.00000M 594.00M 10930.00M
Issuance of capital stock - - - - -
Depreciation 1343.00M 1245.00M 1151.00M 1175.00M 1172.00M
Other cashflows from investing activities 52485.69M - -9390.00000M -386.00000M -100.00000M
Dividends paid 3524.00M 5141.00M 3772.00M 3222.00M 3067.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - -621.00000M -499.00000M - -
Other cashflows from financing activities -965.31800M 620.00M 807.00M 4792.00M 1366.00M
Change to netincome - - - -2470.00000M 25764.00M
Capital expenditures 1116.58M 1070.00M 885.00M 1089.00M 876.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 2569.04M -47411.00000M -61147.00000M -3259.00000M -20509.00000M
Stock based compensation - - 86.50M - -
Other non cash items 9848.43M 19631.00M 14023.50M -5184.00000M 22187.00M
Free cash flow 47399.24M -16979.00000M -37397.00000M -495.00000M 10054.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CRARF
Crédit Agricole S.A
- -% 20.26 8.08 9.10 2.38 0.68 6.91
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan. It operates in five segments: Asset Gathering, Large Customers, Specialized Financial Services, French Retail Banking " LCL, and International Retail Banking. The company offers savings/retirement, death and disability/creditor/group, and property and casualty insurance products; asset management; investment solutions; banking products and services, savings, wealth management, payment, cash flow management, and online banking services; personal finance and mobility; and specialized financial services. It also provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; leasing, factoring, and energy and territorial financing; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending, custody, depositary banking, fund administration, middle-office outsourcing, fund distribution, and issuer services. In addition, the company offers property services, including transactions, rental, rental management, condominium trustee, and renovation under the Square Habitat brand; property development and management; and low-carbon electricity production. The company serves individuals, SMEs, small businesses, corporates, farmers, financial institutions, local authorities, asset managers, insurance companies, institutional investors, pension and unlisted funds, banks, and brokers. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boetie.

Crédit Agricole S.A

12 Place des États-Unis, Montrouge, France, 92127

Key Executives

Name Title Year Born
Mr. Philippe Brassac CEO & Chair of the French Banking Federation 1959
Mr. Xavier Musca Deputy Chief Exec. Officer 1960
Valerie Wanquet Group Deputy CEO of International, Insurance, Fin., Legal & Group Alternate CEO NA
Mr. Jean-Paul Mazoyer Deputy GM and Head of Technology & Digital Division 1965
Ms. Clotilde L'Angevin Head of Investor Relations 1978
Mr. Cyril Meilland C.F.A. Head of Investors Relations NA
Mr. Martine Boutinet Head of Compliance NA
Francis Vicari Head of Legal NA
Ms. Julie De La Palme Head of Communications NA
Mr. Pierre Metge Head of Group Project Steering & Impulse and Group Marketing Director NA

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