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Last update at 2026-05-14T21:27:37.334145Z
Source: TradingView
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| Breakdown | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
| Income before tax | 17739.67M | 13447.74M | 12199.08M | 10934.75M | 5588.22M |
| Minority interest | -6.87100M | 0.00000M | - | - | - |
| Net income | 13742.25M | 10566.94M | 9707.27M | 8527.02M | 4458.08M |
| Selling general administrative | 3526.46M | 2747.55M | - | - | - |
| Selling and marketing expenses | 746.11M | 322.82M | - | - | - |
| Gross profit | 35797.33M | 9896.22M | - | - | - |
| Reconciled depreciation | 1449.90M | 1367.41M | 1150.94M | 1224.09M | 1241.94M |
| Ebit | - | 13376.62M | - | - | - |
| Ebitda | - | 14744.03M | - | - | - |
| Depreciation and amortization | - | 1367.41M | - | - | - |
| Non operating income net other | - | - | - | - | - |
| Operating income | 20631.77M | 15833.08M | - | - | - |
| Other operating expenses | 15165.56M | 11462.14M | 2388.13M | 1837.93M | 1865.56M |
| Interest expense | 10042.71M | 9341.81M | 6992.69M | 4837.90M | 4984.42M |
| Tax provision | 3990.55M | 2880.81M | 2491.81M | 2407.72M | 1130.13M |
| Interest income | 30228.36M | 25805.80M | 20304.37M | 17006.83M | 16045.72M |
| Net interest income | 20185.65M | 16463.99M | 13311.67M | 12168.93M | 11061.30M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 3990.55M | 2880.81M | 2491.81M | 2407.72M | 1130.13M |
| Total revenue | 35797.33M | 27295.22M | 30307.42M | 26961.33M | 23004.64M |
| Total operating expenses | 15165.56M | 11462.14M | - | - | - |
| Cost of revenue | - | 17399.00M | - | - | - |
| Total other income expense net | -2892.10200M | -2385.33700M | - | - | - |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 13749.12M | 10566.94M | 9707.27M | 8527.02M | 4458.08M |
| Net income applicable to common shares | - | - | 9702.79M | 8523.11M | 4451.72M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
| Total assets | 238463.67M | 207578.63M | 191800.62M | 177942.78M | 156506.99M |
| Intangible assets | 538.01M | 552.49M | 586.14M | 498.52M | 631.82M |
| Earning assets | - | - | - | - | - |
| Other current assets | - | 5453.13M | 6203.30M | 4644.16M | 2527.66M |
| Total liab | 187550.38M | 164048.03M | 152715.69M | 142177.07M | 126591.58M |
| Total stockholder equity | 50882.36M | 43530.59M | 39084.93M | 35765.71M | 29915.40M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | - | 103886.18M | 10.12M | 310.21M | 165.07M |
| Common stock | 1.16M | 1.16M | 1.16M | 1.16M | 1.16M |
| Capital stock | 1.16M | 1.16M | 1.16M | 1.16M | 1.16M |
| Retained earnings | 44890.96M | 37423.83M | 33060.31M | 29559.31M | 24225.35M |
| Other liab | - | - | 445.09M | 573.37M | 325.59M |
| Good will | 1090.70M | 849.49M | 849.49M | 849.49M | 849.49M |
| Other assets | - | 40616.93M | 80599.50M | 69318.51M | 59333.39M |
| Cash | 17305.85M | 22635.41M | 27795.01M | 28118.48M | 22803.72M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | - | 109161.08M | 147918.97M | 137665.57M | 122827.66M |
| Current deferred revenue | - | 3.02M | - | - | - |
| Net debt | -16153.82800M | -17231.39400M | - | - | - |
| Short term debt | - | 1720.82M | - | - | - |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 1152.02M | 5404.02M | - | - | - |
| Other stockholder equity | 5474.19M | 5455.38M | 569.59M | 506.22M | -14.60200M |
| Property plant equipment | - | - | 5113.33M | 4930.99M | 4999.14M |
| Total current assets | - | 5453.13M | 42943.97M | 38938.52M | 55241.76M |
| Long term investments | 78090.56M | 69507.61M | 62030.79M | 63421.34M | 38437.63M |
| Net tangible assets | - | - | 37600.38M | 34366.54M | 28378.46M |
| Short term investments | - | - | - | - | - |
| Net receivables | - | 2221.30M | 4727.26M | 2203.66M | 2073.93M |
| Long term debt | - | - | - | - | - |
| Inventory | - | -7674.42900M | - | - | - |
| Accounts payable | 5683.64M | 3299.09M | 146375.17M | 134608.29M | 120262.05M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | 474.21M | 606.97M | - | - | - |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 231029.23M | 152259.59M | - | - | - |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 238463.67M | 161508.56M | - | - | - |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-02-28 | 2024-02-29 | 2023-02-28 | 2022-02-28 | 2021-02-28 |
| Investments | -6986.60600M | -11570.24000M | -375.78500M | -24624.20800M | -19595.37800M |
| Change to liabilities | - | - | -821.95300M | 1749.99M | 295.30M |
| Total cashflows from investing activities | -6986.60600M | -11570.24000M | -1522.22200M | -25277.64600M | -20477.20000M |
| Net borrowings | -1250.00000M | 750.00M | 379.70M | -570.11700M | -2055.64200M |
| Total cash from financing activities | 11729.35M | 3942.03M | 5244.11M | 10004.05M | 17241.62M |
| Change to operating activities | - | - | -24729.95200M | -16440.21600M | -6200.08300M |
| Net income | 13742.25M | 10566.94M | 9707.27M | 8527.02M | 4458.08M |
| Change in cash | 9702.86M | -1989.11700M | -3225.14100M | -15069.36800M | 7100.68M |
| Begin period cash flow | 34860.73M | 31014.69M | 34239.83M | 49309.20M | 42208.52M |
| End period cash flow | 44563.59M | 29025.57M | 31014.69M | 34239.83M | 49309.20M |
| Total cash from operating activities | 5008.88M | 8388.02M | -6999.22600M | 201.46M | 10318.98M |
| Issuance of capital stock | -137.51400M | -63.94500M | -77.08800M | 3.32M | -88.27700M |
| Depreciation | 1449.90M | 1367.41M | 1024.03M | 1014.66M | 1014.74M |
| Other cashflows from investing activities | -5608.67700M | -4365.16900M | - | 198.29M | 198.29M |
| Dividends paid | 6303.95M | 5023.11M | -6189.47500M | -3238.05200M | -6.13000M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | - | - | - | - | - |
| Sale purchase of stock | -174.08000M | -110.93400M | -2.54000M | -5.18300M | -19.52800M |
| Other cashflows from financing activities | 19898.60M | 8326.07M | 11254.11M | 13814.08M | 19411.20M |
| Change to netincome | - | - | 7934.47M | 5140.58M | 10523.74M |
| Capital expenditures | 1278.43M | 1157.38M | 934.42M | 745.55M | 543.32M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -20633.20900M | -211.27400M | -14297.79700M | -876.15200M | 13506.42M |
| Stock based compensation | 604.88M | 275.96M | 165.23M | 570.08M | 31.57M |
| Other non cash items | 9845.06M | -3611.00900M | -14270.34400M | -12787.85300M | -11679.96300M |
| Free cash flow | 3730.45M | 19117.84M | 3091.62M | 13153.00M | 28893.00M |
Sector: Financial Services Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CKHGF Capitec Bank Holdings Limited |
- -% | - | 12.24 | - | 0.29 | 8.66 | 10.55 |
| HDB HDFC Bank Limited ADR |
0.01 0.04% | 23.55 | 20.81 | 20.96 | 0.11 | 4.77 | |
| CIHKY China Merchants Bank Co Ltd |
-0.425 1.38% | 30.39 | 7.78 | 7.65 | 0.56 | 0.90 | 3.62 |
| DBSDF DBS Group Holdings Ltd |
- -% | 51.34 | 15.29 | 14.41 | 5.84 | 2.36 | 10.40 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% | 5.92 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines; and insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.
5 Neutron Road, Stellenbosch, South Africa, 7600
| Name | Title | Year Born |
|---|---|---|
| Mr. Gerhardus Metselaar Fourie B.Com., B.Comm (Hons), M.B.A., MBA | CEO & Exec. Director | 1964 |
| Mr. André Pierre du Plessis B.Com., BComm (Hons), BComm(Hons), C.A., CA(SA) | Financial Director, CFO & Exec. Director | 1962 |
| Mr. Nkosana Samuel Mashiya | Chief Risk Officer & Exec. Director | 1976 |
| Mr. Willem de Bruyn B.Sc., BSc (Hons) | Exec. of Bus. Devel. & Technology | 1971 |
| Monique Palmieri | Head of Compliance | NA |
| Mr. Francois Viviers B.Com., BComm (Hons) | Exec. of Marketing & Communications | 1983 |
| Ms. Rizwana Butler | Exec. of HR | 1975 |
| R. Swanepoel | Acting Internal Audit Head | NA |
| Jerome Passmore | Head of Project Officer | NA |
| Dumisani Ncukana | Head of Service Support | NA |
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