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Community First Bancorporation

Financial Services US CFOK

NoneUSD
0.00(0%)

Last update at 2024-09-11T10:46:34.587111Z

Day Range

--
LowHigh

52 Week Range

6.008.93
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap37.50M
  • VolumeNone
  • P/E Ratio9.58
  • Dividend Yield-%
  • Revenue TTM25.21M
  • Revenue Per Share TTM4.61
  • Gross Profit TTM 33.95M
  • Diluted EPS TTM0.71

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 8.46M 4.49M 2.38M - 0.63M
Minority interest - - - - 0.00000M
Net income 6.44M 3.62M 1.80M - 4.44M
Selling general administrative 15.85M 17.59M 11.82M - 12.38M
Selling and marketing expenses - - - - -
Gross profit - - - - 15.42M
Reconciled depreciation 0.92M 0.80M 0.62M - -
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - 0.00000M
Operating income - - - - 1.10M
Other operating expenses 25.50M 3.78M 2.58M 2.05M 1.94M
Interest expense 2.77M 3.04M 3.26M 0.00000M 0.00000M
Tax provision 2.02M 0.87M 0.57M - -
Interest income 25.92M 22.60M 19.23M - -
Net interest income 23.15M 19.56M 15.97M - -
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 2.02M 0.87M 0.57M 0.33M -3.81300M
Total revenue 31.58M 32.95M 22.75M - 15.42M
Total operating expenses - - - - 14.32M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - - -0.46900M
Discontinued operations - - - - 0.00000M
Net income from continuing ops 6.44M 3.62M 1.80M - 4.44M
Net income applicable to common shares 6.28M 3.46M 1.64M 0.94M 4.24M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 684.66M 661.17M 672.96M - -
Intangible assets 0.07M - - - -
Earning assets - - - - -
Other current assets - - 20.79M 16.20M 3.74M
Total liab 632.05M 614.12M 619.66M - -
Total stockholder equity 52.62M 47.05M 53.30M - -
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - 40.67M 40.67M 40.67M
Capital stock 43.79M 43.79M 43.79M - -
Retained earnings - - -0.87900M -4.34100M -5.98400M
Other liab - - 2.50M 1.68M 0.99M
Good will 0.64M - - - -
Other assets - - 472.99M 414.26M 335.38M
Cash 41.78M 40.34M 60.65M - -
Cash and equivalents - - - - -
Total current liabilities - - 584.29M 461.72M 354.40M
Current deferred revenue - - - - -
Net debt 6.14M 2.54M - - -
Short term debt - - - - -
Short long term debt 0.00000M 3.00M 18.25M - -
Short long term debt total - - - - -
Other stockholder equity - - -0.25700M 0.81M -0.05800M
Property plant equipment - - 13.45M 11.44M 10.96M
Total current assets - - 90.96M 74.61M 25.91M
Long term investments 94.51M 97.00M 93.40M - -
Net tangible assets - - 49.24M 47.64M 45.05M
Short term investments - - - - -
Net receivables 2.10M 1.88M 1.64M - -
Long term debt 47.92M 39.88M 34.87M - -
Inventory - - 0.43M 0.49M 0.79M
Accounts payable 2.41M 0.48M 563.51M 442.87M 353.25M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -43.33000M -42.14600M 3.54M 3.41M 6.92M
Change to liabilities 0.00000M 0.85M 0.37M 0.28M -3.94600M
Total cashflows from investing activities - -51.59900M -60.66200M -40.60200M -21.02300M
Net borrowings - -0.73500M 32.76M 5.00M 10.00M
Total cash from financing activities 12.42M 74.11M 122.22M 37.66M 21.14M
Change to operating activities - -1.95800M 0.42M -3.58600M 2.36M
Net income 6.44M 3.62M 1.80M 1.14M 4.44M
Change in cash -23.19300M 11.58M 33.52M -5.15700M 3.70M
Begin period cash flow 69.14M 57.56M 24.04M - -
End period cash flow 45.95M 69.14M 57.56M 24.04M -
Total cash from operating activities 7.71M -10.93600M -28.03400M -2.21200M 3.58M
Issuance of capital stock - - - - -
Depreciation 0.92M 0.80M 0.62M 0.44M 0.40M
Other cashflows from investing activities - 0.50M 0.40M -0.02300M 0.30M
Dividends paid 0.71M -0.15800M -0.15800M -0.55200M 0.55M
Change to inventory - - - - 0.00000M
Change to account receivables -0.24000M 0.16M -0.55000M - 0.00000M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities - 74.99M 89.62M 23.88M 11.68M
Change to netincome - -14.40700M -30.69900M -0.36200M 0.41M
Capital expenditures 0.54M 0.82M 1.10M 1.39M 2.97M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital 1.15M -1.30000M -0.06100M - -
Stock based compensation 0.20M 0.10M 0.10M - -
Other non cash items -0.11700M -5.94600M -28.91600M - -
Free cash flow 7.18M -11.75900M -29.13400M - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
CFOK
Community First Bancorporation
- -% - 9.58 - 1.53 0.80
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Community First Bancorporation operates as the bank holding company for Community First Bank that provides commercial banking products and services to personal and business customers. The company provides various deposit products, including checking accounts, NOW accounts, individual retirement accounts, and time deposits, as well as savings accounts comprising daily money market accounts and longer-term certificates of deposit. It offers secured and unsecured, short- to-intermediate term loans for commercial and consumer purposes; commercial loans, such as short term unsecured loans, short and intermediate term real estate mortgage loans, and loans secured by listed stocks, as well as loans secured by equipment, inventory, and accounts receivable; consumer loans comprising home equity improvement loans secured by first and second mortgages, personal expenditure loans, education loans, and overdraft lines of credit; car, recreational vehicle, and boat loans; and debit and credit card services. In addition, the company offers direct deposit, foreign payment and currency exchange, electronic bill payment, remote check deposit, merchant, and other related services; internet and mobile banking services; and life, home, auto, health, and pet insurance products. Community First Bancorporation was founded in 1988 and is headquartered in Seneca, South Carolina.

Community First Bancorporation

449 Hwy 123 Bypass, Seneca, SC, United States, 29678

Key Executives

Name Title Year Born
Mr. Richard D. Burleson Jr. Pres, CEO & Director 1972
Mr. William M. Brown Independent Sec. & Director 1947
Ms. Jennifer M. Champagne Exec. VP & CFO NA
Mr. Kevin P. Harmon Controller NA
Mr. Richard D. Burleson Jr. President, CEO & Director 1972
Mr. William M. Brown Independent Secretary & Director 1947
Ms. Jennifer M. Champagne Executive VP & CFO NA
Mr. Stuart L. Hester Executive VP & Chief Banking Officer NA

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