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Banca Mediolanum SPA ADR

Financial Services US BNCDY

47.73USD
2.83(6.29%)

Last update at 2026-06-04T19:42:00Z

Day Range

46.8047.73
LowHigh

52 Week Range

31.5046.14
LowHigh

Fundamentals

  • Previous Close 44.91
  • Market Cap18430.85M
  • Volume220
  • P/E Ratio12.06
  • Dividend Yield6.63%
  • Revenue TTM2371.96M
  • Revenue Per Share TTM6.43
  • Gross Profit TTM 2366.17M
  • Diluted EPS TTM3.94

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 1450.69M 1067.17M 661.59M 890.47M 531.42M
Minority interest - - - - -
Net income 1119.63M 821.87M 521.80M 713.05M 434.46M
Selling general administrative 388.34M 354.26M 332.35M 294.25M 269.43M
Selling and marketing expenses 35.81M 37.51M 33.47M 34.78M 29.59M
Gross profit 2419.35M 1918.46M 1460.00M 5728.76M 3108.67M
Reconciled depreciation - - - - -
Ebit 1452.67M 1068.19M - - -
Ebitda 1450.69M 1067.17M 741.41M 890.47M 531.42M
Depreciation and amortization 59.24M -1087.60000M - - -
Non operating income net other - - - - -
Operating income 1450.69M 1067.17M 741.41M 890.47M 531.42M
Other operating expenses 1557.99M 1357.06M 700.99M 4716.09M 2450.27M
Interest expense 589.33M 505.77M 79.83M 53.76M 73.25M
Tax provision 331.06M 219.17M 139.78M 177.41M 96.96M
Interest income 1464.26M 1153.05M 552.61M 406.30M 392.30M
Net interest income 874.92M 759.21M 472.78M 352.54M 319.04M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 331.06M 245.32M 139.78M 177.41M 96.96M
Total revenue 3008.68M 2424.23M 1460.00M 5728.76M 3108.67M
Total operating expenses 968.66M 851.29M 700.99M 4716.09M 2450.27M
Cost of revenue 589.33M 505.77M - - -
Total other income expense net 240.10M -90.70300M -79.82900M -53.75700M -73.25300M
Discontinued operations - - - - -
Net income from continuing ops 1119.63M 716.84M 521.80M 713.05M 434.46M
Net income applicable to common shares - - 521.80M 713.05M 434.46M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 86154.27M 77830.85M 73598.89M 73522.37M 59029.05M
Intangible assets 87.29M 81.24M 82.16M - 72.28M
Earning assets - - - - -
Other current assets 238.33M 48.81M 2.01M 4688.52M 337.18M
Total liab 82128.55M 74376.11M 70663.51M 70639.55M 56290.51M
Total stockholder equity 4025.72M 3454.74M 2935.38M 2882.82M 2738.53M
Deferred long term liab - - - - -
Other current liab 47085.83M 41024.96M -159.32200M -163.74900M -132.62600M
Common stock 600.69M 600.56M 600.45M 600.37M 600.30M
Capital stock 600.69M 600.56M 600.45M 600.37M 600.30M
Retained earnings 1119.63M 821.87M 521.80M 713.05M 434.46M
Other liab - - 21148.78M 21884.04M 19104.12M
Good will 125.62M 125.62M 125.62M - 132.93M
Other assets 86154.27M -4613.22500M 66188.52M 63464.32M 37841.53M
Cash 1282.70M 384.78M 2754.11M 5316.67M 664.61M
Cash and equivalents - - - - -
Total current liabilities 47264.94M 41605.05M 159.32M 163.75M 132.63M
Current deferred revenue - 1.67M - - -
Net debt -885.82200M 1.22M -2381.81400M -5248.65800M -590.23800M
Short term debt - 8243.09M - - -
Short long term debt - - - - -
Short long term debt total 396.88M 386.00M 372.29M 68.01M 74.38M
Other stockholder equity 2305.40M 2032.31M 1813.12M 1569.39M 1703.77M
Property plant equipment - - 229.25M 167.80M 177.94M
Total current assets 1889.08M 674.43M 2949.82M 5675.31M 845.21M
Long term investments 3752.25M 4554.53M 4023.53M 3922.73M 19959.16M
Net tangible assets - - 2727.60M 2671.90M 2533.33M
Short term investments - -196.64300M - - -
Net receivables 368.05M 240.84M 195.71M 358.64M 180.60M
Long term debt - - - - -
Inventory - -93.00600M - - -
Accounts payable 179.11M 148.80M 159.32M 163.75M 132.63M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 3879.43M 2252.57M - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 5613.69M 7054.34M -4460.55700M -4382.74100M -20342.30500M
Deferred long term asset charges - - - - -
Non current assets total 84265.19M 77156.43M 4460.56M 4382.74M 20342.31M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -15.52100M -23.92900M -34.06200M -38.14400M -38.16200M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -15.52100M -23.92900M - -38.14400M -38.16200M
Net borrowings - - - - -
Total cash from financing activities -640.35900M -385.64600M -428.66400M -737.96900M 4.92M
Change to operating activities - - - 426.13M -566.65300M
Net income 1119.63M 821.87M 521.80M 713.05M 434.46M
Change in cash 496.31M -2163.60700M 1832.72M 133.19M -40.23400M
Begin period cash flow 188.13M 2351.74M 519.02M 385.84M 169.96M
End period cash flow 684.44M 188.13M 2351.74M 519.02M 129.72M
Total cash from operating activities 1152.19M -1754.03200M 2295.44M 909.30M -6.99700M
Issuance of capital stock - - - - -
Depreciation - 66.65M - 51.05M 49.07M
Other cashflows from investing activities 0.04M -10.65300M - 22.66M 4.60M
Dividends paid 584.90M 400.86M -435.17700M -743.70600M 323.97M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -57.63300M - - - -
Other cashflows from financing activities -640.35900M 15.21M 6.51M 5.74M -38.16200M
Change to netincome - - - -938.32600M -356.34100M
Capital expenditures 56.48M 52.27M 59.48M 60.81M 42.76M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -351.87400M -3021.62300M 1484.23M 1083.52M -134.19200M
Stock based compensation - - - - -
Other non cash items 384.43M 445.72M 289.41M -887.27400M -307.26700M
Free cash flow 1095.71M -1806.30100M 2235.96M 848.49M -49.76000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BNCDY
Banca Mediolanum SPA ADR
2.83 6.29% 47.73 12.06 - 7.77 3.08 5.86
HDB
HDFC Bank Limited ADR
0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Banca Mediolanum S.p.A. engages in the provision of various banking products and services in Italy. It offers current accounts; deposits products; and mortgage and personal loans. The company also provides credit cards, debit cards, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, trading services, asset management services, social security, and bond issues and certificates; and insurance policies, including health and personal, life, serious illness, and autonomy protection, as well as protection assistance, and home and family protection. In addition, it offers SelfyCare Pet for reimbursement of veterinary expenses; SelfyCare Travel for assistance and coverage for risks arising during trips; and SelfyCare LifeProject for a specific life project. Banca Mediolanum S.p.A. founded in 1982 and is headquartered in Basiglio, Italy.

Banca Mediolanum SPA ADR

Palazzo Meucci, Basiglio, MI, Italy, 20079

Key Executives

Name Title Year Born
Mr. Massimo Antonio Doris CEO & Director 1967
Mr. Gianluca Bosisio Managing Director NA
Mr. Angelo Lietti CFO & Mang. for Preparing Corp. Accounting Documents NA
Ms. Alessandra Lanzone Head of Investor Relations NA
Mr. Roberto Brega Head of Compliance NA
Mr. Ettore Parlato Spadafora Head of Legal & Compliance Control NA
Mr. Massimo Rotondi Head of Internal Auditing NA
Mr. Luca Maria Rovere Sec. to the Board of Directors NA
Lisa Maxon Exec. of Investor Relations NA
Mr. Angelo Lietti CFO & Manager for Preparing Corporate Accounting Documents NA

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