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Bankinter SA ADR

Financial Services US BKNIY

17.62USD
0.00(0%)

Last update at 2026-06-18T20:00:00Z

Day Range

17.2917.29
LowHigh

52 Week Range

10.7517.90
LowHigh

Fundamentals

  • Previous Close 17.62
  • Market Cap15814.85M
  • Volume350
  • P/E Ratio12.73
  • Dividend Yield3.47%
  • Revenue TTM2725.00M
  • Revenue Per Share TTM3.02
  • Gross Profit TTM 2725.00M
  • Diluted EPS TTM1.38

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1535.18M 1359.70M 1228.84M 785.04M 536.71M
Minority interest - 0.00000M 0.00000M - -
Net income 1089.98M 952.97M 844.79M 560.20M 1333.11M
Selling general administrative 461.26M 418.22M 271.48M 409.18M 302.63M
Selling and marketing expenses - 40.69M 40.58M 36.77M 36.48M
Gross profit 3090.18M 3049.27M 2913.72M 2231.57M 2002.21M
Reconciled depreciation - 87.45M 82.07M 80.09M 77.79M
Ebit 1427.66M 1359.70M 1228.84M 785.04M 1472.38M
Ebitda 1535.18M 1447.15M 1310.91M 865.13M 1550.17M
Depreciation and amortization 86.79M 87.45M 82.07M 80.09M 77.79M
Non operating income net other - - - - -
Operating income 1535.18M 1359.70M 1228.84M 785.04M 1472.38M
Other operating expenses 3183.27M 3810.95M 3149.10M 1208.92M 1082.30M
Interest expense 1628.27M 2121.38M 1464.23M 230.88M 171.07M
Tax provision 445.20M 406.73M 372.30M 224.84M 139.28M
Interest income 3865.36M 4399.79M 3143.21M 1767.61M 1446.35M
Net interest income 2237.09M 2278.41M 2109.93M 1536.72M 1275.28M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 445.20M 406.73M 384.05M 224.84M 139.28M
Total revenue 4718.44M 5170.65M 4377.94M 2231.57M 2002.21M
Total operating expenses 1555.00M 1689.57M 1684.88M 1208.92M 1082.30M
Cost of revenue 1628.27M 2121.38M 1464.23M - -
Total other income expense net -46.92874M -452.26000M -191.66500M -0.00100M -935.67500M
Discontinued operations - - - - 935.67M
Net income from continuing ops 1089.98M 952.97M 814.76M 560.20M 397.43M
Net income applicable to common shares - - - - 1333.11M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 131018.89M 121971.82M 113011.64M 107507.03M 107584.11M
Intangible assets - 318.17M 299.74M 276.66M 267.41M
Earning assets - - - - -
Other current assets - - 16928.31M - 106.18M
Total liab 124607.41M 116094.16M 107688.70M 102602.06M 102731.95M
Total stockholder equity 6411.48M 5877.66M 5322.94M 4904.97M 4852.16M
Deferred long term liab - - - - -
Other current liab 109263.86M 90292.51M 469.51M -671.87200M -317.57600M
Common stock - 269.66M 269.66M 269.66M 269.66M
Capital stock - 269.66M 269.66M 269.66M 269.66M
Retained earnings - 6005.47M 5495.08M 4966.96M 4639.96M
Other liab - - - - 2933.67M
Good will 370.91M 2.28M 2.28M 2.28M 2.28M
Other assets - 103124.69M -32198.89800M 76264.51M 70929.02M
Cash 15000.35M 18014.16M 16106.26M 13351.22M 24024.90M
Cash and equivalents - - - - -
Total current liabilities 109263.86M 91212.39M 1580.55M 671.87M 317.58M
Current deferred revenue - - -711.32400M - -
Net debt -4616.17600M -8307.68100M -16106.26300M -6918.12400M -16288.48200M
Short term debt - 11490.88M 8586.25M - -
Short long term debt - - - - -
Short long term debt total 10384.17M 9706.48M 20138.04M 6433.09M 7736.42M
Other stockholder equity 6411.48M -397.46400M -441.80400M -331.64300M -57.46200M
Property plant equipment - - - 447.85M 450.44M
Total current assets 15000.35M 18165.53M 19082.79M 13476.86M 24143.97M
Long term investments 21482.27M 19567.49M 14662.90M 17038.87M 14903.25M
Net tangible assets - - - 4626.03M 4582.48M
Short term investments - - -13951.79000M - -
Net receivables - 151.38M 146.84M 125.64M 119.08M
Long term debt - - - - -
Inventory - - 12706.86M - 106.18M
Accounts payable - 466.46M 711.32M 671.87M 317.58M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - -12.91165M -102.55700M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 26638.55M 24242.10M -15389.09500M -17765.65900M -12511.11100M
Deferred long term asset charges - - - - -
Non current assets total 116018.54M 103806.29M 126127.75M 17765.66M 12511.11M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -120.79500M -44.23400M -234.05100M -63.90800M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities 8851.18M -120.79500M - -234.05100M -63.90800M
Net borrowings - 200.00M - -500.00000M 550.00M
Total cash from financing activities 271.29M -262.43500M -105.80700M -752.84600M 341.85M
Change to operating activities - - - -8935.91200M 8001.84M
Net income 1046.96M 952.97M 844.79M 560.20M 1333.11M
Change in cash - 1558.21M 508.38M -9021.87300M 7328.77M
Begin period cash flow 615417.81M 613859.59M 13351.22M 22373.09M 15044.32M
End period cash flow - 615417.81M 13859.59M 13351.22M 22373.09M
Total cash from operating activities -9523.44537M 1941.44M 658.42M -8034.97600M 7050.83M
Issuance of capital stock - 78.60M 79.15M 84.10M 51.45M
Depreciation - 87.45M 82.07M 80.09M 77.79M
Other cashflows from investing activities 64.09M -69.96400M - -144.10000M 49.56M
Dividends paid 496.32M 462.35M -405.83400M 252.48M 210.77M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -44.35356M -78.68400M -79.11900M -84.46900M -48.83600M
Other cashflows from financing activities - 0.00100M -44.23400M -234.05100M 750.00M
Change to netincome - - - 670.98M -622.65700M
Capital expenditures 33.38M 151.10M 90.38M 72.25M 67.32M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -11097.27146M 364.24M -779.62700M -9346.24200M 6262.60M
Stock based compensation - - - - -
Other non cash items 526.87M 536.78M 511.19M 670.98M -622.65700M
Free cash flow -9556.82292M 1790.34M 568.04M -8107.22600M 6983.51M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKNIY
Bankinter SA ADR
- -% 17.62 12.73 11.56 5.80 2.09 7.67
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. The company also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit account, leasing, and structured financing services. In addition, it offers home, life, health, death, and motor vehicle; property, multi-risk, civil liability, construction and decennial, trade credit, and personal; general and business liability, liability for executives, construction, and machinery and equipment; group life, health, and accident; and pension scheme insurance products. Further, the company provides various services, such as real estate and account management, virtual agent, financial data aggregation, direct debit management, transfer, certificate, tax payment, estate administration, and foreign currency order services. Additionally, it offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is headquartered in Madrid, Spain.

Bankinter SA ADR

Paseo de la Castellana, nº 29, Madrid, Spain, 28046

Key Executives

Name Title Year Born
Mr. Pedro Guerrero Guerrero Chairman 1953
Ms. Maria Dolores Dancausa Trevino CEO & Exec. Director 1958
Mr. Alfonso Botin-Sanz de Sautuola y Naveda Exec. VP of Board 1970
Mr. Jacobo Diaz Garcia Chief Financial Officer NA
Mr. Iñigo Guerra Azcona Director Gen. of Investment Banking Area, Head of Legal & Tax Division and Gen. Council NA
Mr. David López Finistrosa Director of Investor Relations NA
Ms. María Paramés Head of Employees, Corp. Communication & Quality NA
Ms. Marta Centeno Robles Director of Corp. Devel., Products & Markets NA
Mr. Alfonso Ma Saez Head of Consumer Fin. NA
Mr. Julio Gabriel Zapatero Gaviria Director Gen. & Chief Risk Officer NA

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