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Banco Santander Chile

Financial Services US BSAC

32.29USD
-0.59(1.79%)

Last update at 2026-06-23T18:32:00Z

Day Range

32.0432.60
LowHigh

52 Week Range

22.7737.72
LowHigh

Fundamentals

  • Previous Close 32.88
  • Market Cap16710.46M
  • Volume131576
  • P/E Ratio14.36
  • Dividend Yield3.75%
  • Revenue TTM2340687.97M
  • Revenue Per Share TTM2484.20
  • Gross Profit TTM 2315287.00M
  • Diluted EPS TTM2.47

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1277546.00M 1079595.00M 691385.00M 901106.00M 1074092.00M
Minority interest -16403.00000M -6886.00000M -14410.00000M -15206.00000M -9961.00000M
Net income 1053209.00M 852964.00M 579427.00M 792276.00M 842467.00M
Selling general administrative 752670.00M 746230.00M 695639.00M 720940.00M 676905.00M
Selling and marketing expenses 21103.00M 23262.00M 23555.00M 25984.00M 26321.00M
Gross profit 2275837.00M 2090612.00M 1588056.00M 2203922.00M 2273723.00M
Reconciled depreciation 135159.00M 141435.00M 143762.00M 122993.00M 122055.00M
Ebit 1175398.02M 1079595.00M 691385.00M 3402444.00M 1064131.00M
Ebitda 1258412.98M 1221030.00M 835147.00M 3525437.00M 1186186.00M
Depreciation and amortization 83014.96M 141435.00M 143762.00M 122993.00M 122055.00M
Non operating income net other - - - - -
Operating income 1370434.00M 1079595.00M 691385.00M 3402444.00M 1064131.00M
Other operating expenses 935666.00M 3823638.00M 4530398.00M 1198522.00M -1209592.00000M
Interest expense 1720057.70M 2308031.00M 3310942.00M 2516544.00M 1109746.00M
Tax provision 207362.00M 219745.00M 97548.00M 93624.00M 221664.00M
Interest income 3795609.00M 4094817.00M 4403991.00M 4086656.00M 2921097.00M
Net interest income 1986683.00M 1786786.00M 1093049.00M 1570112.00M 1811351.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 207934.00M 219745.00M 97548.00M 93624.00M 221664.00M
Total revenue 2306100.00M 4903233.00M 5221783.00M 2203922.00M 2273723.00M
Total operating expenses 1030422.00M 1011017.00M 896671.00M 1198522.00M -1209592.00000M
Cost of revenue 2384239.00M 2812621.00M 3633727.00M - -
Total other income expense net -92888.00000M -16766.00000M -59415.00000M -2501338.00000M 9961.00M
Discontinued operations - - - - -
Net income from continuing ops 1038053.00M 859850.00M 593837.00M 807482.00M 852428.00M
Net income applicable to common shares - - - 792276.00M 845645.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 68094956.00M 68403283.00M 71089439.00M 68422026.00M 63841950.00M
Intangible assets 91475.00M 88669.00M 97551.00M 107789.00M 95411.00M
Earning assets - - - - -
Other current assets -4759708.00000M 84311.00M 169603.00M 2923261.00M 41237036.00M
Total liab 62410979.00M 63044328.00M 65771851.00M 63458079.00M 59414377.00M
Total stockholder equity 5616359.00M 5358955.00M 5192853.00M 4854383.00M 4333213.00M
Deferred long term liab - - - - -
Other current liab 23950189.49M 24130.00M 36819.00M -442661.00000M -271696.00000M
Common stock 891303.00M 891303.00M 891303.00M 891303.00M 891303.00M
Capital stock 891303.00M 891303.00M 891303.00M 891303.00M 891303.00M
Retained earnings 661598.00M 275806.00M 537461.00M 679439.00M 647065.00M
Other liab - - - 1982261.00M 1230762.00M
Good will - - - - -
Other assets - -1425839.00000M -20926239.00000M 30878845.00M 41237036.00M
Cash 5238567.00M 3268112.00M 5775525.00M 5269798.00M 5260957.00M
Cash and equivalents - - - - -
Total current liabilities 32718108.00M 642218.00M 852012.00M 12.00M 271696.00M
Current deferred revenue - - 2679.00M - -
Net debt 10909643.85M 11807189.00M 6647668.00M 5313859.00M 12150402.00M
Short term debt 8120130.51M 12685.00M 20716.00M 25902.00M -
Short long term debt - - - - -
Short long term debt total 16148210.85M 15075301.00M 12423193.00M 10583657.00M 17411359.00M
Other stockholder equity 629468.00M 693382.00M 608721.00M 590247.00M 598136.00M
Property plant equipment - - - 371890.00M 374818.00M
Total current assets 1975644.00M 4638301.00M 11066944.00M 37543148.00M 11476104.00M
Long term investments 6989631.00M 7182939.00M 12971769.00M 10981176.00M 10658581.00M
Net tangible assets - - - 4746594.00M 4237802.00M
Short term investments 1397349.00M 1947149.00M 4739590.00M 6034779.00M 5876675.00M
Net receivables 99436.00M 1285878.00M 382226.00M 509030.00M 338472.00M
Long term debt 13081830.00M 14381919.00M 12318677.00M 16030658.00M 17271564.00M
Inventory - - -14356874.00000M 35622.00M 27415.00M
Accounts payable 647788.00M 528715.00M 492280.00M 416771.00M 271696.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 3433990.00M 3125331.00M 3155368.00M 2693394.00M 2196709.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 10004786.00M 57606575.00M -13421592.00000M -11460822.00000M -11128810.00000M
Deferred long term asset charges - - - - -
Non current assets total 66119312.00M 65190821.00M 80948734.00M 33.00M 11128810.00M
Capital lease obligations 40649.00M 66882.00M 104516.00M 137089.00M 139795.00M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -106580.00000M -148491.00000M -94602.00000M -7499.00000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1292537.88800M -106580.00000M -100085.00000M -94602.00000M -91770.00000M
Net borrowings -20762.00000M -25364.00000M -30101.00000M 80654.00M 549129.00M
Total cash from financing activities -50055.82100M -372847.00000M 2947979.00M -384323.00000M 238661.00M
Change to operating activities - - - -1830920.00000M -4735915.00000M
Net income 1053209.00M 852964.00M 496404.00M 807482.00M 852428.00M
Change in cash -2771002.00000M 10278.00M 680838.00M -812009.00000M -2725.00000M
Begin period cash flow 2771002.00M 2760724.00M 2079886.00M 2891895.00M 2894620.00M
End period cash flow 2093061.00M 2771002.00M 2760724.00M 2079886.00M 2891895.00M
Total cash from operating activities 704904.49M 482388.00M -2165278.00000M -358988.00000M -587180.00000M
Issuance of capital stock - - - - -
Depreciation 135159.00M 141435.00M 143762.00M 122993.00M 122055.00M
Other cashflows from investing activities -1292537.88800M -43419.00000M -43424.00000M - -
Dividends paid 570842.90M 347483.00M 485191.00M -464977.00000M -310468.00000M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - - -
Other cashflows from financing activities -546657.46000M 1022005.00M 2996851.00M 102481.00M 595175.00M
Change to netincome - - - 382593.00M 591964.00M
Capital expenditures 80499.90M 107720.00M 56661.00M 113292.00M 86769.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 483651.71M 470587.00M -2632033.00000M -923775.00000M -3314281.00000M
Stock based compensation - -825.00000M 2119.00M - 2153373.00M
Other non cash items -831956.22000M -994432.00000M -175530.00000M -313507.00000M -627565.00000M
Free cash flow 624404.59M 374668.00M -2221939.00000M -472280.00000M -673949.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BSAC
Banco Santander Chile		 -0.59 1.79% 32.29 14.36 14.73 5.14 2.61 9.00
HDB
HDFC Bank Limited ADR		 -0.165 0.66% 24.93 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.14 0.47% 29.93 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 0.46 0.90% 51.81 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

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Profile

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It offers mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services. It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Banco Santander Chile

Bandera 140, Santiago, Chile

Key Executives

Name Title Year Born
Mr. Claudio Melandri Hinojosa Exec. Chairman NA
Mr. Roman Blanco Reinosa CEO & Country Head 1965
Mr. Emiliano Muratore Raccio Exec. VP of Fin. NA
Mr. Ricardo Bartel Jeffery Director of Technology & Operations 1965
Mr. Jonathan Covarrubias Hernandez Chief Accounting Officer NA
Mr. Andrés Trautmann Buc Exec. VP Corp. Investment Banking NA
Mr. Sergio Avila Salas Director of Admin. & Costs NA
Mr. Robert Moreno Heimlich Mang. of Investor Relations NA
Mr. Cristian Florence Kauer Gen. Counsel NA
Roberto Sapag Corp. Communications & Sustainability Mang. NA

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