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First Bancorp

Financial Services US FBNC

59.43USD
2.12(3.70%)

Last update at 2026-06-04T20:00:00Z

Day Range

57.9159.52
LowHigh

52 Week Range

38.1162.37
LowHigh

Fundamentals

  • Previous Close 57.31
  • Market Cap2453.79M
  • Volume169046
  • P/E Ratio22.07
  • Dividend Yield1.51%
  • Revenue TTM378.81M
  • Revenue Per Share TTM9.20
  • Gross Profit TTM 378.81M
  • Diluted EPS TTM2.68

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 139.50M 98.12M 131.96M 185.22M 120.32M
Minority interest - - - - -
Net income 111.05M 76.22M 104.13M 146.94M 95.64M
Selling general administrative 154.62M 148.88M 149.11M 117.72M 103.25M
Selling and marketing expenses 1.72M 3.42M 4.05M - -
Gross profit 380.81M 327.40M 381.20M 392.84M 320.01M
Reconciled depreciation 14.93M 17.88M 19.21M 3.68M 3.53M
Ebit 144.23M 98.12M 131.96M 201.32M 120.32M
Ebitda 154.64M 116.00M 151.17M 205.01M 123.85M
Depreciation and amortization 10.41M 17.88M 19.21M 3.68M 3.53M
Non operating income net other - - - - -
Operating income 144.23M 98.12M 131.96M 201.32M 120.32M
Other operating expenses 398.89M 432.69M 409.15M -191.51700M -199.68700M
Interest expense 158.99M 186.97M 142.10M 16.10M 9.52M
Tax provision 28.45M 21.90M 27.82M 38.28M 24.68M
Interest income 557.24M 519.24M 488.76M 340.96M 255.92M
Net interest income 398.25M 332.27M 346.66M 324.85M 246.40M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 28.45M 21.90M 27.82M 38.28M 24.68M
Total revenue 543.12M 530.81M 541.11M 392.84M 320.01M
Total operating expenses 236.58M 229.28M 249.24M -191.51700M -199.68700M
Cost of revenue 162.32M 203.41M 159.91M - -
Total other income expense net -4.73200M 401.08M -13.69500M -16.10300M -9.52300M
Discontinued operations - - - - -
Net income from continuing ops 111.05M 76.22M 104.13M 146.94M 95.64M
Net income applicable to common shares - - - 146.16M 95.64M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 12668.34M 12147.69M 12140.88M 10625.05M 10508.90M
Intangible assets 17.23M 22.90M 32.86M 376.94M 382.09M
Earning assets - - - - -
Other current assets - - 275.21M -169.18500M 6364.60M
Total liab 11014.17M 10702.08M 10768.50M 9593.45M 9278.33M
Total stockholder equity 1654.17M 1445.61M 1372.38M 1031.60M 1230.58M
Deferred long term liab - - - - -
Other current liab 9421.88M 10530.52M 8450.22M -2.73800M -0.60700M
Common stock 973.88M 971.31M 963.99M 725.15M 722.67M
Capital stock 973.88M 971.31M 963.99M 725.15M 722.67M
Retained earnings 829.66M 756.33M 716.42M 648.42M 532.87M
Other liab - - - 56.29M 65.12M
Good will 478.75M 478.75M 478.75M 364.26M 364.26M
Other assets 9798.71M 9344.59M 0.00000M 6938.97M 3708.29M
Cash 146.76M 507.51M 237.85M 270.32M 461.16M
Cash and equivalents - - - - -
Total current liabilities 9421.88M 10535.13M 9004.65M 2.74M 0.61M
Current deferred revenue - - -5.69900M -49.70800M -
Net debt -72.19000M -492.95500M 410.14M 36.58M -372.58400M
Short term debt - 15.55M 554.43M 52.45M 42.38M
Short long term debt - - - - -
Short long term debt total 74.57M 14.55M 647.99M 306.90M 88.58M
Other stockholder equity - 971.31M -1.38500M 1106.47M 1302.97M
Property plant equipment - - - 152.92M 156.81M
Total current assets 2234.52M 2441.01M 275.21M 300.03M 3117.47M
Long term investments 2561.66M 2563.06M 2723.06M 2856.19M 3144.24M
Net tangible assets - - - 658.66M 848.49M
Short term investments 2048.56M 1897.17M 2189.38M 2314.49M 2630.41M
Net receivables 39.21M 36.33M 37.35M 29.71M 25.90M
Long term debt -2.75500M 14.55M 552.83M 287.51M 67.39M
Inventory - - 63.54M 0.66M -25.89600M
Accounts payable 3.75M 4.60M 5.70M 2.74M 0.61M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -149.37500M -282.02900M -308.03000M -341.97500M -24.97000M
Additional paid in capital - - - - -
Common stock total equity - - - - 722.67M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 532.87M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - 417.64M 10830.73M -3386.05100M -3683.14000M
Deferred long term asset charges - - - - -
Non current assets total 635.11M 9706.68M 11865.67M 3386.05M 3683.14M
Capital lease obligations - - 17.83M 19.39M 21.19M
Long term debt total - - - - 67.39M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 68.64M 169.67M -191.36500M -713.35900M -1462.69800M
Change to liabilities - - - -1.81000M -0.28900M
Total cashflows from investing activities -562.06900M 169.67M - -713.35900M -1270.44300M
Net borrowings -18.05000M -539.04900M - 219.87M -5.72900M
Total cash from financing activities 161.03M -74.79500M 27.51M 291.86M 1225.41M
Change to operating activities - - - 5.17M 11.70M
Net income 111.05M 76.22M 103.45M 146.94M 95.64M
Change in cash -197.91200M 269.65M -32.46300M -190.84400M 93.87M
Begin period cash flow 507.51M 237.85M 270.32M 461.16M 367.29M
End period cash flow 309.60M 507.51M 237.85M 270.32M 461.16M
Total cash from operating activities 203.13M 174.78M 145.22M 230.65M 138.90M
Issuance of capital stock - - - - -
Depreciation 14.93M 17.88M 17.86M 15.33M 13.93M
Other cashflows from investing activities -626.46600M 33.09M - -6.02800M 201.66M
Dividends paid 37.28M 36.25M 34.94M 30.66M 22.23M
Change to inventory - - - - -
Change to account receivables -2.87700M 1.02M -1.90400M -3.81400M -0.77300M
Sale purchase of stock -0.99100M 0.00000M -244.33900M -4.03600M -4.03600M
Other cashflows from financing activities 215.86M 496.41M 605.27M 322.65M -0.78600M
Change to netincome - - - 68.84M 7.99M
Capital expenditures 4.25M 2.66M 4.42M 5.29M 9.40M
Change receivables - - - - -0.77300M
Cash flows other operating - - - - 10.28M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - 93.87M
Change in working capital -30.60600M 0.19M 12.16M 1.36M 10.92M
Stock based compensation 3.76M 4.92M 5.12M 2.98M 2.27M
Other non cash items 73.08M 80.44M 7.41M 65.86M 20.94M
Free cash flow 198.89M 172.12M 140.80M 225.37M 129.50M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FBNC
First Bancorp		 2.12 3.70% 59.43 22.07 14.64 6.48 1.50 6.47
HDB
HDFC Bank Limited ADR		 0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.

First Bancorp

205 SE Broad Street, Southern Pines, NC, United States, 28387

Key Executives

Name Title Year Born
Mr. Richard Hancock Moore Chairman & CEO 1961
Mr. Michael G. Mayer Pres & Director 1961
Ms. Elizabeth B. Bostian Exec. VP, Gen. Counsel, CFO & Sec. 1981
Ms. Blaise Buczkowski Exec. VP, Chief Admin. Officer & Chief Accounting Officer 1964
Mr. Michael G. Mayer President & Director 1961
Ms. Elizabeth B. Bostian Executive VP, General Counsel, CFO & Secretary 1981
Mr. Gregory A. Currie President of First Bank 1978
Ms. Blaise Buczkowski Executive VP, Chief Administrative Officer & Chief Accounting Officer 1964
Ms. Elizabeth B. Bostian Executive VP & CFO 1981
Mr. Christian Wilson Executive VP & COO 1982

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