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3 UK Dividend Stocks To Consider With Up To 5.9% Yield
Thu 31 Jul 25, 06:31 AM3 UK Dividend Stocks Offering Yields Up To 6.7%
Wed 23 Jul 25, 06:31 AM3 UK Dividend Stocks Yielding Up To 4.8%
Tue 22 Jul 25, 06:31 AMUK Dividend Stocks Offering Yields Up To 4.3%
Fri 18 Jul 25, 06:31 AMTop UK Dividend Stocks To Consider For Your Portfolio
Tue 15 Jul 25, 06:31 AMTop UK Dividend Stocks To Consider In July 2025
Mon 07 Jul 25, 06:31 AM3 UK Dividend Stocks With Up To 6% Yield
Fri 04 Jul 25, 06:31 AMUK Dividend Stocks To Watch In July 2025
Wed 02 Jul 25, 06:31 AMUK Dividend Stocks To Watch In June 2025
Mon 30 Jun 25, 06:32 AM| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 382.50M | 418.10M | 374.30M | 531.50M | 464.60M |
| Minority interest | - | - | - | - | - |
| Net income | 285.70M | 308.10M | 282.60M | 410.00M | 345.30M |
| Selling general administrative | 105.60M | 97.90M | 94.70M | 80.60M | 55.70M |
| Selling and marketing expenses | - | 5.00M | 5.80M | 4.50M | 4.00M |
| Gross profit | 677.10M | 664.90M | 651.70M | 757.10M | 615.60M |
| Reconciled depreciation | 15.90M | 11.30M | 11.90M | 13.40M | 14.50M |
| Ebit | - | 406.40M | 374.30M | 890.90M | 464.60M |
| Ebitda | 382.50M | - | 386.20M | 904.30M | 479.10M |
| Depreciation and amortization | - | 11.30M | 11.90M | 13.40M | 14.50M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 382.50M | 406.40M | 374.30M | 890.90M | 464.60M |
| Other operating expenses | 1543.00M | 1676.40M | 232.90M | 199.00M | 153.50M |
| Interest expense | 1235.40M | 1429.60M | 1108.40M | 359.40M | 159.20M |
| Tax provision | 96.80M | 110.00M | 91.70M | 121.50M | 119.30M |
| Interest income | 1913.10M | 2096.90M | 1767.90M | 1069.90M | 903.60M |
| Net interest income | 680.10M | 667.30M | 659.50M | 710.50M | 587.60M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 96.80M | 110.00M | 91.70M | 121.50M | 119.30M |
| Total revenue | 1925.50M | 2094.50M | 609.60M | 757.10M | 615.60M |
| Total operating expenses | 294.60M | 246.80M | 277.40M | 199.00M | 153.50M |
| Cost of revenue | 1248.40M | 1429.60M | -1161.30000M | - | - |
| Total other income expense net | - | 11.70M | -2.40000M | -359.40000M | -159.20000M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 285.70M | 308.10M | 282.60M | 410.00M | 345.30M |
| Net income applicable to common shares | - | - | - | 401.00M | 340.60M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-06-30 | 2022-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2023-06-30 | 2022-12-31 |
| Total assets | 31122.70M | 30243.60M | 29589.80M | - | 27566.70M |
| Intangible assets | 66.90M | 48.80M | 26.10M | - | 12.00M |
| Earning assets | - | - | - | - | - |
| Other current assets | -1.70000M | 16.10M | 170.40M | - | 416.10M |
| Total liab | 28993.10M | 28020.20M | 27445.30M | - | 25365.70M |
| Total stockholder equity | 2129.60M | 2223.40M | 2144.50M | - | 2201.00M |
| Deferred long term liab | - | - | - | - | 2.50M |
| Other current liab | - | 22099.90M | 22100.10M | - | 16.30M |
| Common stock | 3.60M | 3.70M | 3.90M | - | 4.30M |
| Capital stock | 3.60M | 3.70M | 3.90M | - | 4.30M |
| Retained earnings | 3457.00M | 3406.40M | 3330.20M | - | 3389.40M |
| Other liab | - | - | - | - | 17.10M |
| Good will | - | - | - | - | - |
| Other assets | - | -1600.90000M | - | - | 23884.50M |
| Cash | 0.40M | 3073.40M | 2343.60M | - | 2879.90M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 62.00M | 24085.20M | 22255.60M | - | 20468.40M |
| Current deferred revenue | - | - | 0.40M | - | - |
| Net debt | 4004.60M | -3073.40000M | 2793.30M | - | -2588.80000M |
| Short term debt | 62.00M | 1985.30M | 155.50M | - | - |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 4005.00M | 3955.10M | 4986.90M | - | 291.10M |
| Other stockholder equity | 5.10M | 4.40M | 2.80M | - | -1192.70000M |
| Property plant equipment | - | - | - | - | 40.90M |
| Total current assets | 0.40M | 3247.50M | 2514.00M | - | 2879.90M |
| Long term investments | 2001.00M | 1568.90M | 908.80M | - | 749.40M |
| Net tangible assets | - | - | - | - | 2191.50M |
| Short term investments | - | 158.00M | 170.40M | - | - |
| Net receivables | 1.70M | - | - | - | 1.70M |
| Long term debt | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Accounts payable | - | - | 0.00000M | - | 19868.90M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -1337.00000M | -1191.20000M | -1192.40000M | - | - |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 147.80M | 26924.70M | 26718.80M | - | -802.30000M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 31122.30M | 28597.00M | 27075.80M | - | 802.30M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -374.70000M | -29.30000M | -301.20000M | 63.20M | 79.50M |
| Change to liabilities | - | - | - | 0.00000M | 0.00000M |
| Total cashflows from investing activities | -1279.80000M | -29.30000M | -2411.80000M | 63.20M | 80.60M |
| Net borrowings | 65.20M | -980.30000M | -101.70000M | 103.40M | 761.30M |
| Total cash from financing activities | 652.80M | -1489.00000M | 1922.10M | -184.30000M | 747.20M |
| Change to operating activities | - | - | - | -2269.90000M | -1741.20000M |
| Net income | 275.60M | 418.10M | 282.60M | 531.50M | 464.60M |
| Change in cash | -432.70000M | 717.40M | -530.10000M | 307.40M | 366.10M |
| Begin period cash flow | 3231.40M | 2514.00M | 3044.10M | 2736.70M | 2370.60M |
| End period cash flow | 2798.70M | 3231.40M | 2514.00M | 3044.10M | 2736.70M |
| Total cash from operating activities | 194.30M | 2235.70M | -40.40000M | 428.50M | -461.70000M |
| Issuance of capital stock | 1.40M | 0.80M | 1.40M | 1.70M | 0.80M |
| Depreciation | 15.90M | 11.30M | 11.90M | 13.40M | 14.50M |
| Other cashflows from investing activities | -1247.30000M | 36.70M | -2088.00000M | 7.70M | 1.90M |
| Dividends paid | 125.50M | 126.40M | 185.00M | 133.10M | 86.70M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | - | - | - | - | - |
| Sale purchase of stock | -89.40000M | -90.60000M | -152.40000M | -102.00000M | 5043.60M |
| Other cashflows from financing activities | 867.70M | -292.50000M | 2359.80M | 373.30M | 84.90M |
| Change to netincome | - | - | - | 29.00M | -22.50000M |
| Capital expenditures | 32.90M | 43.90M | 25.80M | 11.70M | 6.80M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -161.30000M | 1691.00M | -422.30000M | -24.20000M | -799.00000M |
| Stock based compensation | 6.90M | 6.30M | 5.60M | 8.10M | 6.70M |
| Other non cash items | 80.00M | 109.00M | 81.80M | -100.30000M | 9.60M |
| Free cash flow | 161.40M | 2191.80M | -66.20000M | 416.80M | -468.50000M |
Sector: Financial Services Industry: Mortgage Finance
| Company | Change (GBX) | Price (GBX) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | |
|---|---|---|---|---|---|---|---|---|
| OSB OneSavings Bank PLC |
-5.0 0.99% | 501.00 | 7.30 | 6.60 | 2.90 | 0.79 | 5.69 | |
| PAG Paragon Banking Group PLC |
3.50 0.48% | 738.00 | 8.84 | 6.69 | 2.84 | 0.96 | 3.81 | |
| MAB1 Mortgage Advice |
7.00 1.39% | 511.00 | 22.31 | 10.87 | 1.06 | 4.45 | 1.07 | 9.69 |
| LINV Lendinvest PLC |
-0.5 1.98% | 24.70 | 27.00 | 9.68 | 0.79 | 0.52 | 8.46 | 26.75 |
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provides mortgage servicing, lending, deposit taking, originating, and administration and analytical services; land lease investment; and back-office processing services. It sells its products and services under the Precise, Kent Reliance for Intermediaries, InterBay, InterBay Asset Finance, Heritable Development Finance, Charter Savings Bank, Kent Reliance, and osbIndia brands. The company was founded in 1840 and is headquartered in Chatham, the United Kingdom.
OSB House, Chatham, United Kingdom, ME4 4QZ
| Name | Title | Year Born |
|---|---|---|
| Mr. Andrew John Golding | Group CEO & Director | 1969 |
| Ms. April Carolyn Talintyre | CFO & Director | 1965 |
| Mr. Clive Kornitzer | Group Chief Operating Officer | NA |
| Mr. John A. Gaunt BSc (Hons) | Group Chief Information Officer | 1969 |
| Alastair Pate | Group Head of Investor Relations and Head of Marketing & Communications | NA |
| Mr. Richard Wilson | Group Chief Credit & Compliance Officer | NA |
| Mr. Jason Elphick B.Com, LLB, LLM | Group Gen. Counsel & Company Sec. | NA |
| Mr. Hasan Kazmi | Group Chief Risk Officer | NA |
| Ms. Lisa Odendaal | Chief Internal Auditor | NA |
| Mr. Neil Richardson | ESG Sustainability Director | NA |
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