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Lion Finance Group PLC

Financial Services GB BGEO

10840.0GBX
150.00(1.40%)

Last update at 2026-06-04T15:40:00Z

Day Range

9830.0010995.77
LowHigh

52 Week Range

4929.5411945.70
LowHigh

Fundamentals

  • Previous Close 10690.00
  • Market Cap4629.28M
  • Volume47341
  • P/E Ratio7.89
  • Dividend Yield-%
  • Revenue TTM3895.54M
  • Revenue Per Share TTM90.18
  • Gross Profit TTM 3811.92M
  • Diluted EPS TTM13.58

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2580.48M 2847.99M 1656.30M 1634.65M 801.94M
Minority interest -1.90200M -8.25200M -6.05000M -4.49200M -3.31200M
Net income 2161.33M 2476.94M 1391.28M 1439.51M 723.81M
Selling general administrative 207.44M 162.36M 122.59M 164.45M 129.52M
Selling and marketing expenses 66.80M 71.68M 51.74M 40.70M 27.07M
Gross profit 4344.27M 3598.96M 2545.51M 2393.11M 1365.68M
Reconciled depreciation 221.65M 173.14M 124.72M 111.09M 93.62M
Ebit 2580.48M 2847.99M 1656.30M 2704.70M 798.63M
Ebitda 2802.13M 3021.13M 1781.02M 2815.79M 892.25M
Depreciation and amortization 221.65M 173.14M 124.72M 111.09M 93.62M
Non operating income net other - - - - -
Operating income 2580.48M 2847.99M 1656.30M 2704.70M 798.63M
Other operating expenses 4115.57M 2492.37M 2001.78M 641.19M 507.95M
Interest expense 2351.77M 1741.40M 1112.57M 1074.55M 897.10M
Tax provision 417.25M 362.80M 258.97M 190.65M 74.82M
Interest income 5371.11M 4139.90M 2748.26M 2256.88M 1851.04M
Net interest income 3019.35M 2398.50M 1635.69M 1182.34M 953.94M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 417.25M 362.80M 258.97M 190.65M 74.82M
Total revenue 6696.04M 5340.36M 3658.07M 2393.11M 1365.68M
Total operating expenses 1763.80M 750.97M 889.21M 641.19M 507.95M
Cost of revenue 2351.77M 1741.40M 1112.57M - -
Total other income expense net - 525.24M -88.68700M -1070.05400M 3.31M
Discontinued operations - - - - -
Net income from continuing ops 2163.23M 2485.20M 1397.33M 1445.00M 727.12M
Net income applicable to common shares - - - 1439.51M 723.81M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 60869.86M 52207.89M 31757.56M 28901.90M 23430.08M
Intangible assets 376.40M 322.25M 167.86M 149.44M 144.25M
Earning assets - - - - -
Other current assets 200.77M 88.95M 37.51M - 16742.18M
Total liab 52447.61M 45192.66M 26737.72M 24653.08M 20337.17M
Total stockholder equity 8420.18M 6988.41M 4998.72M 4231.57M 3079.03M
Deferred long term liab - - - - -
Other current liab 40130.77M 34417.44M 20821.97M -35.16700M -33.52200M
Common stock 1.43M 1.46M 1.51M 1.56M 1.62M
Capital stock 1.43M 1.46M 1.51M 1.56M 1.62M
Retained earnings 7776.66M 6422.32M 4510.78M 3821.89M 2588.46M
Other liab - - - - 183.35M
Good will 41.25M 41.25M 41.25M 33.35M 33.35M
Other assets - - -5163.52700M 17437.28M 16742.18M
Cash 7721.86M 6825.22M 4858.07M 6017.87M 3451.95M
Cash and equivalents - - - - -
Total current liabilities 40334.03M 34596.47M 21131.12M 35.17M 33.52M
Current deferred revenue - - - - -
Net debt 887.35M 28.73M -1802.03800M 9.22M 2472.84M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total 8609.21M 6853.95M 3056.03M 6027.09M 5924.79M
Other stockholder equity 642.09M 453.69M 465.05M 408.12M 488.94M
Property plant equipment - - - 516.24M 458.99M
Total current assets 7931.58M 7094.96M 5034.88M 6415.86M 3455.63M
Long term investments 10077.05M 8988.53M 5163.53M 4349.73M 2595.66M
Net tangible assets - - - 4048.78M 2901.42M
Short term investments - - -1745.39400M - 165.89M
Net receivables 8.96M 180.78M 139.30M 397.99M 3.68M
Long term debt - - - - -
Inventory - - -10.05100M - 11.51M
Accounts payable 75.64M 58.10M 46.77M 35.17M 33.52M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 110.94M 21.50M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 11877.43M 10724.03M 5655.35M -5048.76300M -3232.26000M
Deferred long term asset charges - - - - -
Non current assets total 52938.27M 45112.93M 26722.68M 5048.76M 3232.26M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -926.78200M -2808.17700M -858.37500M -1832.67300M -86.78900M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1137.70800M -2808.17700M -858.37500M - -57.34500M
Net borrowings 586.70M 808.89M -173.05400M - -105.04900M
Total cash from financing activities -282.78600M 111.02M -881.54400M -904.56400M -256.75300M
Change to operating activities - - - - -1618.66200M
Net income 2161.33M 2476.94M 1391.28M 1439.51M 723.81M
Change in cash 818.86M 651.36M -483.01900M 2064.28M -450.39300M
Begin period cash flow 3753.18M 3101.82M 3584.84M 1520.56M 1970.95M
End period cash flow 4572.05M 3753.18M 3101.82M 3584.84M 1520.56M
Total cash from operating activities 2141.80M 3194.74M 1268.36M 4761.45M -37.08000M
Issuance of capital stock - - - - -
Depreciation - - 88.89M 111.09M 93.62M
Other cashflows from investing activities 73.87M -2808.17700M -699.28900M - 0.39M
Dividends paid 473.21M 373.43M 398.16M 196.95M 71.98M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -300.24700M -274.16800M -278.18300M -180.98100M -79.71900M
Other cashflows from financing activities -96.02700M -50.27100M -858.37500M 122.14M -29.51800M
Change to netincome - - - - 242.29M
Capital expenditures 285.38M 230.93M 155.37M 121.67M 97.58M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital - -4306.92900M -2992.45700M - -
Stock based compensation - - 72.06M - -
Other non cash items 2141.80M 5024.73M 4260.82M 3210.86M -854.50400M
Free cash flow 1856.43M 2963.81M 1112.99M 4639.79M -134.65500M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BGEO
Lion Finance Group PLC
150.00 1.40% 10840.00 7.89 6.13 3.53 1.80 5.35
CBKD
Commercial International Bank -Egypt S.A.E
-0.035 1.41% 2.44 0.05 3.98 3.27 1.65 3.51
HSBK
Halyk Bank of Kazakhstan Joint Stock Company
-0.2914 0.93% 30.95 0.01 4.03 2.33 1.17 2.88
LLOY
Lloyds Banking Group PLC
1.60 1.62% 100.50 14.37 10.15 3.16 1.20 4.02
NWG
NatWest Group PLC
11.40 1.93% 601.40 9.00 8.31 3.01 1.08 2.25

Reports Covered

Stock Research & News

Profile

Lion Finance Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. The company operates through Georgian Financial Services, Armenian Financial Services, and Other Businesses segments. The Georgian Financial Services segment provides retail banking, SME, and corporate and investment banking, and corporate center services; and brokerage and asset management services. The Armenian Financial Services offers retail banking, and investment banking services. The Other Businesses segment provides retail and corporate banking services for retail and SME clients in Belarus; and e-commerce, ticketing, and inventory management SaaS services. It also offers information sharing and market research services, charitable activities, leasing, digital, transportation, trade, registrar, card processing, electronic payment services, communication services, business servicing, and consulting services. The company was formerly known as Bank of Georgia Group PLC and changed its name to Lion Finance Group PLC in February 2024. Lion Finance Group PLC was incorporated in 2017 and is headquartered in London, the United Kingdom.

Lion Finance Group PLC

29 Farm Street, London, United Kingdom, W1J 5RL

Key Executives

Name Title Year Born
Mr. Archil Gachechiladze CFA CEO & Director 1980
Nini Arshakuni Head of Investor Relations NA
Ms. Elene Okromchedlishvili Head of Human Capital Management NA
Mr. Kakhaber Kiknavelidze Sr. Advisor 1972
Mr. Sulkhan Gvalia Deputy CEO of JSC Bank of Georgia & CFO of JSC Bank of Georgia 1974
Mr. Mikheil Gomarteli Deputy Chief Exec. Officer of Strategic Projects Directions 1976
Mr. Nika Gilauri Head of Istanbul NA
Mr. Levan Kulijanishvili COO of JSC Bank of Georgia & Deputy CEO of JSC Bank of Georgia 1974
Ms. Eteri Iremadze Deputy CEO of Premium Banking Bus. (Solo & Wealth Management) - JSC Bank of Georgia NA
Mr. Zurab Masurashvili Head of SME Bus. Banking - JSC Bank of Georgia NA

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