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Alfa Financial Software Holdings PLC

Technology GB ALFA

157.4GBX
-3.0(1.87%)

Last update at 2026-06-03T15:35:00Z

Day Range

156.72162.80
LowHigh

52 Week Range

140.40246.73
LowHigh

Fundamentals

  • Previous Close 160.40
  • Market Cap441.20M
  • Volume618779
  • P/E Ratio14.90
  • Dividend Yield0.97%
  • EBITDA38.30M
  • Revenue TTM126.70M
  • Revenue Per Share TTM0.43
  • Gross Profit TTM 80.70M
  • Diluted EPS TTM0.10

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 40.10M 34.10M 29.60M 28.90M 23.80M
Minority interest - - - - -
Net income 30.10M 25.60M 23.50M 24.50M 19.20M
Selling general administrative 41.00M 36.60M 34.30M 31.00M 30.00M
Selling and marketing expenses - 0.50M 5.30M - 30.00M
Gross profit 77.40M 70.90M 63.70M 59.90M 54.20M
Reconciled depreciation 3.30M 2.70M 2.50M 3.00M 3.10M
Ebit 38.90M 34.80M 30.40M 29.60M 24.70M
Ebitda 42.20M 37.50M 32.90M 32.50M 27.70M
Depreciation and amortization 3.30M 2.70M 2.50M 2.90M 3.00M
Non operating income net other - - - - -
Operating income 38.90M 34.30M 30.10M 29.60M 24.70M
Other operating expenses 87.80M 75.60M 71.90M 63.70M 58.50M
Interest expense 0.70M 0.70M 0.50M 0.60M 0.80M
Tax provision 10.00M 8.50M 6.10M 4.40M 4.60M
Interest income 0.70M 0.50M 0.30M 0.00000M 0.00000M
Net interest income 0.00000M -0.20000M -0.20000M -0.60000M -0.80000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 10.00M 8.50M 6.10M 4.40M 4.60M
Total revenue 126.70M 109.90M 102.00M 93.30M 83.20M
Total operating expenses 38.50M 36.60M 33.60M 30.30M 29.50M
Cost of revenue 49.30M 39.00M 38.30M 33.40M 29.00M
Total other income expense net 1.20M -0.20000M -0.50000M -0.70000M -0.90000M
Discontinued operations - - - - -
Net income from continuing ops 30.10M 25.60M 23.50M 24.50M 19.20M
Net income applicable to common shares - - - 24.50M 19.20M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 90.70M 84.70M 75.10M 76.50M 84.00M
Intangible assets 12.50M 9.30M 5.00M 2.90M 2.40M
Earning assets - - - - -
Other current assets 4.40M 7.00M 3.80M 1.70M 16.50M
Total liab 39.00M 38.50M 33.10M 34.50M 40.60M
Total stockholder equity 51.70M 46.20M 42.00M 42.00M 43.40M
Deferred long term liab - - - - -
Other current liab 13.50M 26.40M 23.70M 23.50M 21.30M
Common stock 0.30M 0.30M 0.30M 0.30M 0.30M
Capital stock 0.30M 0.30M 0.30M 0.30M 0.30M
Retained earnings 58.00M 53.70M 50.20M 48.80M 46.50M
Other liab - - - 0.90M 1.40M
Good will 24.70M 24.70M 24.70M 24.70M 24.70M
Other assets - - 0.00000M 1.60M 1.80M
Cash 26.40M 20.50M 21.80M 18.70M 23.10M
Cash and equivalents - - - - -
Total current liabilities 28.60M 27.50M 25.60M 25.60M 24.00M
Current deferred revenue 13.90M - 14.20M - -
Net debt -17.10000M -11.20000M -13.60000M -9.40000M -6.00000M
Short term debt 1.20M 0.10M 1.40M 1.30M 1.90M
Short long term debt - - - - -
Short long term debt total 9.30M 9.30M 8.20M 9.30M 17.10M
Other stockholder equity -6.50000M -7.90000M -8.70000M -7.10000M -3.40000M
Property plant equipment - - - 8.10M 15.20M
Total current assets 45.70M 41.80M 38.00M 39.00M 39.60M
Long term investments - - - - -
Net tangible assets - - - 14.40M 16.30M
Short term investments - - - - -
Net receivables 14.90M 13.60M 12.40M 8.90M 13.30M
Long term debt - - - - -
Inventory - 0.70M - - -
Accounts payable 0.80M 1.00M 0.50M 0.80M 0.80M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.10000M 0.10M 0.20M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - 0.50M 5.00M 0.20M 0.30M
Deferred long term asset charges - - - - -
Non current assets total 45.00M 42.90M 37.10M 37.50M 44.40M
Capital lease obligations 9.30M 9.30M 8.20M 9.30M 17.10M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -5.40000M -3.10000M -2.30000M -1.30000M
Change to liabilities - - - 4.00M 4.80M
Total cashflows from investing activities -5.40000M -5.40000M -3.10000M -2.30000M -1.30000M
Net borrowings - - - -1.60000M -1.90000M
Total cash from financing activities -26.40000M -24.10000M -25.80000M -29.70000M -39.20000M
Change to operating activities - - - - -
Net income 30.10M 25.60M 23.50M 28.90M 23.80M
Change in cash 5.90M -1.30000M 3.10M -4.40000M -13.90000M
Begin period cash flow 20.50M 21.80M 18.70M 23.10M 37.00M
End period cash flow 26.40M 20.50M 21.80M 18.70M 23.10M
Total cash from operating activities 37.90M 28.40M 32.20M 27.20M 26.70M
Issuance of capital stock 0.60M - - - -
Depreciation 3.30M 2.70M 2.50M 3.00M 3.10M
Other cashflows from investing activities - -5.10000M -2.50000M - -
Dividends paid 26.00M 22.10M 19.70M 22.50M 32.70M
Change to inventory - - - - -
Change to account receivables -0.10000M -4.20000M 5.80M -3.60000M -2.80000M
Sale purchase of stock -0.90000M -0.70000M -4.80000M -5.60000M -4.60000M
Other cashflows from financing activities -0.10000M -1.30000M -1.30000M -1.60000M -1.90000M
Change to netincome - - - -0.70000M 2.40M
Capital expenditures 0.40M 5.60M 3.40M 2.30M 1.30M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.10000M -4.20000M 5.50M 0.40M 2.00M
Stock based compensation 1.60M 1.40M 1.60M 1.80M 1.50M
Other non cash items 4.60M 2.90M -0.90000M -6.90000M 0.80M
Free cash flow 37.50M 22.80M 28.80M 24.90M 25.40M

Peer Comparison

Sector: Technology Industry: Software - Application

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
ALFA
Alfa Financial Software Holdings PLC		 -3.0 1.87% 157.40 14.90 15.48 3.48 8.41 3.30 9.47
SGE
Sage Group PLC		 -17.6 2.02% 853.20 22.59 17.09 3.06 10.94 3.61 14.41
KNOS
Kainos Group PLC		 -20.5 2.34% 854.50 30.02 15.80 2.31 8.50 2.08 16.23
TRST
Trustpilot Group PLC		 -8.4 3.38% 239.80 211.40 38.02 3.13 38.78 3.96 36.55
GBG
GB Group plc		 -16.1 7.91% 187.40 52.80 9.64 1.75 0.84 1.94 9.77

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Profile

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and related services to the auto and equipment finance industry in the United Kingdom, North Americas, Europe, Africa, Australasia and internationally. It operates through Subscription, Software Engineering, and Delivery segments. The company offers Alfa Systems 6, an asset finance software; and cloud hosting and software implementation services. Alfa Financial Software Holdings PLC was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.

Alfa Financial Software Holdings PLC

Moor Place, London, United Kingdom, EC2Y 9DT

Key Executives

Name Title Year Born
Mr. Andrew Denton CEO & Director 1972
Mr. Duncan J. Magrath CFO & Director 1965
Mr. Matthew P. White COO & Exec. Director NA
Mr. Andrew Flegg Chief Technology Officer NA
Ms. Vicky Edwards Chief People Officer NA
Mr. Richard Raistrick Chief International Officer NA
Mr. James Paul Chief Delivery Officer NA
Mr. Richard Dewire Chief Revenue Officer NA
Turner Parlin Head of Sales - Americas NA
Steve O'Hara Head of Sales for Asia-Pacific NA

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