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Qbe Insurance Group Ltd

Financial Services AU QBE

16.34AUD
-0.05(0.31%)

Last update at 2024-10-03T06:11:00Z

Day Range

16.2516.44
LowHigh

52 Week Range

13.2218.39
LowHigh

Fundamentals

  • Previous Close 16.39
  • Market Cap24583.35M
  • Volume2507644
  • P/E Ratio9.72
  • Dividend Yield2.93%
  • EBITDA2698.00M
  • Revenue TTM22287.00M
  • Revenue Per Share TTM14.91
  • Gross Profit TTM 1310.00M
  • Diluted EPS TTM1.68

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 919.00M 913.00M -1472.00000M 672.00M 627.00M
Minority interest -8.00000M -7.00000M 1.00M 1.00M 19.00M
Net income 770.00M 750.00M -1511.00000M 550.00M 390.00M
Selling general administrative 2950.00M 2704.00M 2331.00M 2178.00M 2222.00M
Selling and marketing expenses - - - - -
Gross profit 13400.00M 13199.00M 11789.00M 12485.00M 1060.00M
Reconciled depreciation 108.00M 56.00M 36.35M 139.88M 119.01M
Ebit 1156.00M 906.00M -1478.00000M 654.00M 767.00M
Ebitda 1264.00M 962.00M -1410.00000M 855.00M 886.01M
Depreciation and amortization 108.00M 56.00M 68.00M 201.00M 119.01M
Non operating income net other - - - - -
Operating income 1156.00M 906.00M -1478.00000M 654.00M 932.00M
Other operating expenses 12573.00M 12323.00M 13301.00M 11916.00M 11995.00M
Interest expense 245.00M 247.00M 252.00M 257.00M 305.00M
Tax provision 141.00M 156.00M 39.00M 104.00M 72.00M
Interest income 166.00M 177.00M 316.00M 257.00M 305.00M
Net interest income -245.00000M -247.00000M -327.18774M -366.82843M -432.13375M
Extraordinary items - - 0.00000M -21.00000M -177.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 141.00M 156.00M 39.00M 104.00M 72.00M
Total revenue 13400.00M 13199.00M 11789.00M 12485.00M 12578.00M
Total operating expenses -12244.00000M -12293.00000M -13267.00000M -11831.00000M 7.08M
Cost of revenue - - - 11573.00M 11126.00M
Total other income expense net -237.00000M 7.00M 6.00M 18.00M -348.00000M
Discontinued operations - - - -21.00000M -177.00000M
Net income from continuing ops 778.00M 757.00M -1961.82810M 810.73M 786.34M
Net income applicable to common shares 770.00M 700.00M -1542.00000M 550.00M 390.00M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 51098.41M 49502.00M 49303.00M 46624.00M 40035.00M
Intangible assets 516.00M 440.00M 433.00M 427.00M 461.00M
Earning assets - - - - -
Other current assets 2807.94M 8036.00M 20318.00M 18149.00M 12573.00M
Total liab 36512.05M 40510.00M 3653.00M 3437.00M 31882.00M
Total stockholder equity 14581.96M 8992.00M 8882.00M 8492.00M 8153.00M
Deferred long term liab - 2587.00M 2368.00M 1952.00M 1615.00M
Other current liab -11774.01627M -406.00000M 8838.00M 7459.00M -426.77705M
Common stock 12449.62M 9241.00M 9775.00M 10272.00M 7593.00M
Capital stock 9378.00M 9241.00M 9775.00M 10272.00M 7593.00M
Retained earnings 2703.89M 1114.00M 714.00M 117.00M 1895.00M
Other liab - 14612.00M 16081.00M 16498.00M 13119.00M
Good will 2338.98M 1578.00M 2016.00M 2107.00M 2330.00M
Other assets - 21549.00M 20318.00M 18149.00M 12573.00M
Cash 2001.91M 833.00M 819.00M 766.00M 547.00M
Cash and equivalents - 832.00M 805.00M 753.00M 534.00M
Total current liabilities -9843.92174M 406.00M 21216.00M 18516.00M 426.78M
Current deferred revenue 186.12M - - - -
Net debt 2522.17M 2212.00M 2803.00M 2620.00M 2847.00M
Short term debt 1110.87M 406.00M 0.00000M 8.97M 426.78M
Short long term debt - 406.00M - - -
Short long term debt total 4524.07M 3045.00M 3622.00M 3386.00M 3394.00M
Other stockholder equity -4.39657M 2.00M 1.00M 1.00M -1335.00000M
Property plant equipment - 427.00M 483.00M 550.00M 445.00M
Total current assets 2807.94M 9174.00M 7928.00M 5074.00M 5168.00M
Long term investments 17361.00M 16334.00M 18125.00M 26378.86M 27202.40M
Net tangible assets - 7048.00M 6518.00M 6044.00M 5446.00M
Short term investments -635.90518M 11316.00M 10193.00M 7199.00M 4989.00M
Net receivables 519.00M 8341.00M 7109.00M 4308.00M 4621.00M
Long term debt 2798.00M 2744.00M 3268.00M 2955.00M 3095.00M
Inventory -1885.00000M - - - -
Accounts payable 633.11M 13913.00M 11880.00M 10789.00M 8622.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -567.15762M -1365.00000M -1608.00000M -1898.00000M -1335.00000M
Additional paid in capital - - - - -
Common stock total equity - - - 13336.80M 10837.85M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - -2.00000M -1.00000M -206.00000M
Accumulated amortization - - - - -
Non currrent assets other 40322.23M -18779.00000M -21057.00000M -23401.00000M -22294.00000M
Deferred long term asset charges - - - - -
Non current assets total 48290.47M 18779.00M 21057.00M 23401.00M 22294.00M
Capital lease obligations 289.00M 301.00M 354.00M 559.59M 426.78M
Long term debt total - 3045.00M 3622.00M 3386.00M 3394.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -2007.00000M -2635.00000M -2345.00000M -1017.00000M 1534.00M
Change to liabilities 2797.00M 3245.00M 939.00M 557.00M -1162.00000M
Total cashflows from investing activities -2007.00000M -2771.00000M -2162.00000M -1076.00000M 1706.00M
Net borrowings -474.00000M 263.00M 157.00M -258.00000M -406.00000M
Total cash from financing activities -790.00000M 101.00M 1193.00M -984.00000M -1296.40125M
Change to operating activities 358.00M 52.00M 1357.00M 282.00M 370.00M
Net income 770.00M 750.00M -1511.00000M 550.00M 390.00M
Change in cash 14.00M 53.00M 219.00M -316.00000M 412.30M
Begin period cash flow 819.00M 766.00M 547.00M 863.00M 810.43M
End period cash flow 833.00M 819.00M 766.00M 547.00M 1222.73M
Total cash from operating activities 878.00M 2754.00M 1234.00M 1781.00M -443.00000M
Issuance of capital stock - - 1300.00M - -
Depreciation 108.00M 56.00M 68.00M 201.00M 119.01M
Other cashflows from investing activities -1842.00000M -20.00000M 277.00M -64.00000M -46.00000M
Dividends paid 315.00M 162.00M 265.00M 459.00M 335.79M
Change to inventory - - - - -
Change to account receivables -2612.00000M -1920.00000M -433.00000M 616.00M -487.00000M
Sale purchase of stock -1.00000M 0.00000M 358.00M -268.00000M -386.79513M
Other cashflows from financing activities -2007.00000M 550.00M 1.00M 1.00M 5.67M
Change to netincome 1308.00M 461.00M 706.00M -427.00000M 318.00M
Capital expenditures 165.00M 120.00M 111.00M 114.00M 141.68M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -3918.00000M -3806.00000M -3464.00000M -3281.00000M -3473.00000M
Stock based compensation - - - - -
Other non cash items -878.00000M -806.00000M 1933.26M -689.88010M -509.01388M
Free cash flow 713.00M 2634.00M 1123.00M 1667.00M -769.33976M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
QBE
Qbe Insurance Group Ltd
-0.05 0.31% 16.34 9.72 10.96 1.10 1.68 1.02
SUN
Suncorp Group Ltd
-0.08 0.45% 17.70 25.65 20.24 1.71 1.63 1.83
SUNPH
Suncorp Group Limited
0.27 0.26% 102.78 147.88 - - -
IAG
Insurance Australia Group Ltd
-0.11 1.48% 7.30 20.28 16.37 1.08 2.64 1.45
TWR
Tower Ltd
-0.01 0.81% 1.22 12.20 9.96 1.03 1.52 1.05

Reports Covered

Stock Research & News

Profile

QBE Insurance Group Limited engages in underwriting general insurance and reinsurance risks in the Australia Pacific, North America, and internationally. It offers range of commercial, personal, and specialty products, such as commercial and domestic property, agriculture, public/product liability, motor and motor casualty, professional indemnity, workers' compensation, accident, health, financial and credit, and other insurance products, as well as marine, energy and aviation insurance products, and risk management solutions. The company also manages Lloyd's syndicates, as well as provides investment management services. QBE Insurance Group Limited was founded in 1886 and is headquartered in Sydney, Australia.

Qbe Insurance Group Ltd

388 George Street, Sydney, NSW, Australia, 2000

Key Executives

Name Title Year Born
Mr. Andrew Horton A.C.A., B.A. Group CEO & Exec. Director NA
Mr. Inder Singh B.Com. Group Chief Financial Officer NA
Ms. Amanda Hughes B.Com., C.A., M.B.A. Group Exec. of People & Culture NA
Mr. Todd Jeffrey Jones B.Sc., M.B.A. Chief Exec. Officer of North America 1965
Mr. Jason Richard Harris B.Sc. Chief Exec. Officer of International 1967
Ms. Fiona Larnach FCPA, M.A.I.C.D. Group Chief Risk Officer NA
Mr. Samuel Harrison B.A. Group Chief Underwriting Officer 1970
Ms. Susan Wendy Houghton A.C.A., B.A. Chief Exec. Officer of Australia Pacific NA
Mr. Matt Mansour M.B.A. Group Exec. of Technology & Operations NA
Ashley Dalziell Group Head of Investor Relations NA

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