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Home CompaniesNational Australia Bank Ltd

National Australia Bank Ltd

Financial Services Banks - Diversified
PortfolioPortfolio WatchlistWatchlist
Company price
39.12 AUD 0.58 ( 1.50%)
Last update at 2026-09-28T06:19:00Z
VOLUME
4457801
Market Cap
118351.21M
P/E
19.07

Momentum Score

…

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits. In addition, the company provides home loans, personal loans, and business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. Further, it offers insurance products consisting of home and content, landlord, travel, car, caravan and trailer, life, and business insurance products; and self-managed super funds, cash management, and financial advice services. Additionally, the company provides investment products; credit, debit, and business cards; payments and merchant services; online and internet banking services; small business services; international and foreign exchange solutions; and industry-specific banking services. The company was founded in 1834 and is based in Melbourne, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
38.69
Low
39.35
High
52 Week Price Range
35.48
Low
48.40
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

National Australia Bank (NAB) is one of Australia's largest banks offering retail, business, institutional banking and wealth services in Australia and New Zealand. Long-term growth may be supported by scale, a diversified deposit base, digital investment and exposure to mortgage and business lending, which could appeal to investors seeking an established financial franchise.
Principal risks include credit losses from a weaker Australian and New Zealand economy, interest-rate sensitivity, regulatory and compliance pressure, and competition from fintech and non-bank lenders.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
38.54
Dividend Yield
8.79%
Revenue TTM
20857.00M
Revenue Per Share
6.81
Gross Profit TTM
20857.00M
Debt / Equity
3.21
ROE
9.91%
Net Debt
-112937.00M
ROCE
0.93%
Diluted EPS TTM
2.00

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Income before tax 9691.00M 9879.00M 10450.00M 9744.00M 9068.00M
Minority interest - -18.00M -5.00M 0.00M -3.00M
Net income 6759.00M 6960.00M 7414.00M 6891.00M 6364.00M
Selling general administrative - 1258.00M 2269.00M 2227.00M 1884.00M
Selling and marketing expenses - 209.00M 220.00M 187.00M 160.00M
Gross profit - 19882.00M 20630.00M 18329.00M 16682.00M
Reconciled depreciation - 1312.00M 1214.00M 1112.00M 1045.00M
Ebit - 9879.00M 10394.00M 17113.00M 8961.00M
Ebitda 9796.00M 11191.00M 11608.00M 18225.00M 10006.00M
Depreciation and amortization - 1312.00M 1214.00M 1112.00M 1045.00M
Operating income 9796.00M 9879.00M 10394.00M 17113.00M 8961.00M
Other operating expenses - 52284.00M 9351.00M 8648.00M 7800.00M
Interest expense - 41540.00M 31265.00M 7538.00M 4241.00M
Tax provision 2864.00M 2798.00M 2980.00M 2684.00M 2597.00M
Interest income - 58297.00M 48072.00M 22378.00M 18034.00M
Net interest income - 16757.00M 16807.00M 14840.00M 13793.00M
Extraordinary items -29.00M -103.00M -51.00M -169.00M -104.00M
Income tax expense 2864.00M 2798.00M 2980.00M 2684.00M 2597.00M
Total revenue 60247.00M 62163.00M 20630.00M 18329.00M 16682.00M
Total operating expenses - 10003.00M 9351.00M 8648.00M 7800.00M
Cost of revenue - 42281.00M - - -
Total other income expense net -105.00M -749.00M 56.00M -7369.00M 107.00M
Discontinued operations - - - -169.00M -104.00M
Net income from continuing ops - 7081.00M 7470.00M 7060.00M 6471.00M
Net income applicable to common shares 6759.00M 6960.00M 7414.00M 6891.00M 6351.00M
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Total assets 1109062.00M 1080248.00M 1059083.00M 1055126.00M 925968.00M
Intangible assets 3552.00M 5224.00M 4952.00M 4652.00M 4113.00M
Earning assets - - - - 177760.00M
Other current assets - -2636.00M - 17125.00M 683583.00M
Total liab 1046140.00M 1018035.00M 997580.00M 996094.00M 863189.00M
Total stockholder equity 62922.00M 61455.00M 61154.00M 59032.00M 62779.00M
Other current liab - -8621.00M -6394.00M -1840.00M -892.00M
Common stock 36123.00M 36581.00M 38546.00M 39399.00M 43247.00M
Capital stock - - 38546.00M 39399.00M 43247.00M
Retained earnings 27054.00M 25236.00M 23800.00M 21472.00M 18982.00M
Other liab - - - 9353.00M 9149.00M
Good will 2070.00M - 2070.00M 2089.00M 1964.00M
Other assets 3295.00M 1080248.00M 797475.00M 753661.00M 683619.00M
Cash - 112937.00M 120197.00M 144527.00M 109214.00M
Total current liabilities - - 6394.00M 1840.00M 892.00M
Net debt - -112937.00M 76118.00M 45735.00M 60626.00M
Short long term debt total - - 196315.00M 190262.00M 169840.00M
Other stockholder equity -274.00M -362.00M -1192.00M -1839.00M 550.00M
Property plant equipment 2713.00M - 3016.00M 3009.00M 2814.00M
Total current assets - 112937.00M 123073.00M 146690.00M 110604.00M
Long term investments - - 130567.00M 147114.00M 124818.00M
Net tangible assets - - - 54380.00M 58666.00M
Net receivables - 2636.00M 2876.00M 2163.00M 1390.00M
Long term debt 219439.00M - 194056.00M 188024.00M 167873.00M
Accounts payable - 7579.00M 6394.00M 1840.00M 892.00M
Non currrent assets other - -129519.00M -138535.00M -154775.00M -131745.00M
Non current assets total - 967311.00M 138535.00M 154775.00M 131745.00M
Long term debt total 221043.00M - 196315.00M 190262.00M 169840.00M
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Investments - 4691.00M -4210.00M -4619.00M -3373.00M
Change to liabilities - - - 505.00M 641.00M
Total cashflows from investing activities -5708.00M 4691.00M -4210.00M -8703.00M -3694.00M
Net borrowings - 17144.00M - 14432.00M -16713.00M
Total cash from financing activities 2718.00M 9916.00M 6976.00M 6009.00M -22045.00M
Change to operating activities - - - -59209.00M -75088.00M
Net income 6788.00M 6960.00M 7414.00M 6891.00M 6364.00M
Change in cash 5982.00M -21753.00M -21590.00M 24298.00M -24160.00M
Begin period cash flow 18836.00M 40589.00M 62179.00M 37881.00M 62041.00M
End period cash flow - 18836.00M 40589.00M 62179.00M 37881.00M
Total cash from operating activities 8511.00M -35781.00M -26699.00M 28221.00M 759.00M
Issuance of capital stock - 404.00M 336.00M - -
Depreciation - - - 1112.00M 1045.00M
Other cashflows from investing activities -4300.00M 105.00M -3018.00M -7626.00M -2836.00M
Dividends paid -4828.00M -4700.00M 4339.00M 4006.00M 2682.00M
Change to account receivables - -210.00M - - -
Sale purchase of stock -616.00M -2611.00M -1620.00M -4417.00M -650.00M
Other cashflows from financing activities -724.00M 83.00M -328.00M 43576.00M -2383.00M
Change to netincome - - - 4166.00M -643.00M
Capital expenditures 1408.00M 1440.00M 1192.00M 1077.00M 858.00M
Change in working capital 864.00M 2459.00M -42516.00M 14888.00M -11013.00M
Other non cash items 859.00M -38240.00M - 20218.00M 759.00M
Free cash flow 7103.00M -37221.00M -27891.00M 27144.00M -99.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Diversified

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
NAB
National Australia Bank Ltd		 0.58
1.50%		 39.12 19.07 15.24 5.50 1.95 15.38
CBA
Commonwealth Bank of Australia		 0.69
0.46%		 151.52 23.04 22.62 8.54 3.21 12.80
CBAPK
Commonwealth Bank of Australia		 0.02
0.02%		 103.36 17.28 - - - -
CBAPJ
Commonwealth Bank of Australia		 -
-%		 99.98 16.67 - - - -
WBC
Westpac Banking Corporation		 0.55
1.59%		 35.04 16.81 16.21 5.23 1.68 15.05

Profile*

National Australia Bank Ltd

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits. In addition, the company provides home loans, personal loans, and business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. Further, it offers insurance products consisting of home and content, landlord, travel, car, caravan and trailer, life, and business insurance products; and self-managed super funds, cash management, and financial advice services. Additionally, the company provides investment products; credit, debit, and business cards; payments and merchant services; online and internet banking services; small business services; international and foreign exchange solutions; and industry-specific banking services. The company was founded in 1834 and is based in Melbourne, Australia.

395 Bourke Street, Melbourne, VIC, Australia, 3000

61 3 8615 3064

https://www.nab.com.au

41880

Name Title Year Born
Mr. Ross Maxwell McEwan B.B.S., CBE Group CEO, MD & Director 1957
Mr. Gary Andrew Lennon BEC, BEc (Hons), F.C.A., FCA Group Chief Financial Officer NA
Mr. Lesile D. Matheson Group Chief Operating Officer 1960
Mr. Patrick F. Wright Group Exec. of Technology & Enterprise Operations 1967
Ms. Sharon J. Cook Group Exec. of Legal & Commercial Services NA
Ms. Susan Ferrier Group Exec. of People & Culture NA
Ms. Angela Mentis B.Bus Group Chief Digital, Data & Analytics Officer NA
Mr. Shaun Dooley Group Chief Risk Officer NA
Mr. Daniel James Huggins MD & CEO of Bank of New Zealand NA
Mr. David Gall Group Exec. of Corp. of Institutional Banking NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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