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Blue Ridge Bankshares Inc

Financial Services US BRBS

3.49USD
0.01(0.29%)

Last update at 2026-06-25T20:00:00Z

Day Range

3.453.51
LowHigh

52 Week Range

2.634.01
LowHigh

Fundamentals

  • Previous Close 3.48
  • Market Cap324.78M
  • Volume327607
  • P/E Ratio32.27
  • Dividend Yield-%
  • Revenue TTM95.70M
  • Revenue Per Share TTM1.09
  • Gross Profit TTM 95.70M
  • Diluted EPS TTM0.11

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 13.78M -16.50700M -58.84400M 35.82M 68.18M
Minority interest - - 0.00000M -0.00100M -0.00300M
Net income 10.71M -15.38500M -51.77300M 27.91M 52.48M
Selling general administrative 48.30M 63.62M 63.22M 57.35M 72.94M
Selling and marketing expenses 1.20M 0.93M 1.16M 1.46M 1.40M
Gross profit 95.70M 97.33M 99.09M 158.48M 180.44M
Reconciled depreciation 2.28M 2.62M 3.12M 1.52M 1.87M
Ebit 13.78M -16.50700M -58.84400M 55.22M 68.17M
Ebitda 15.02M -13.89200M -55.85300M 56.74M 70.04M
Depreciation and amortization 1.24M 2.62M 2.99M 1.52M 1.87M
Non operating income net other - - - - -
Operating income 13.78M -16.50700M -58.84400M 55.22M 68.17M
Other operating expenses 136.83M 190.40M 256.21M 1.46M -112.26200M
Interest expense 58.91M 81.66M 75.95M 17.09M 11.06M
Tax provision 3.07M -1.12200M -3.39900M 8.24M 15.70M
Interest income 137.77M 160.32M 168.12M 127.48M 103.55M
Net interest income 78.86M 78.66M 105.23M 110.39M 92.48M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.07M -1.12200M -7.07100M 8.24M 15.70M
Total revenue 150.61M 173.89M 197.37M 158.48M 180.44M
Total operating expenses 81.92M 113.84M 157.94M 1.46M -112.26200M
Cost of revenue 54.91M 76.56M 98.28M - -
Total other income expense net - -1.12200M -7.07100M -19.39800M 0.00300M
Discontinued operations - - - 0.34M -0.14400M
Net income from continuing ops 10.71M -15.38500M -39.71000M 27.58M 52.48M
Net income applicable to common shares - - - 27.91M 52.48M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2432.59M 2737.26M 3117.55M 3141.05M 2666.87M
Intangible assets 2.64M 4.25M 32.50M 35.57M 24.21M
Earning assets - - - - -
Other current assets - - 140.57M 2056.54M 1684.37M
Total liab 2108.90M 2409.47M 2931.57M 2881.67M 57.75M
Total stockholder equity 323.69M 327.79M 185.99M 259.37M 276.91M
Deferred long term liab - - - - -
Other current liab - 2179.44M 1555.78M 2502.51M 2297.77M
Common stock 331.92M 322.79M 197.64M 195.96M 194.31M
Capital stock 331.92M 322.79M 197.64M 195.96M 194.31M
Retained earnings -0.65900M 17.77M 33.16M 108.26M 85.98M
Other liab - - - 19.52M 16.11M
Good will - - 26.83M 26.83M 26.83M
Other assets 1919.38M 2178.63M -2.42400M 2201.79M 1684.37M
Cash 115.95M 173.53M 110.49M 77.27M 128.28M
Cash and equivalents - - - - -
Total current liabilities - 2179.44M 1960.96M 35.82M 2308.08M
Current deferred revenue - - - - -
Net debt 63.23M 24.87M 148.98M 282.21M -70.53700M
Short term debt - 1.67M 1.93M - -
Short long term debt - - - - -
Short long term debt total 179.18M 198.40M 259.47M 359.48M 57.75M
Other stockholder equity 23.55M 29.69M 0.25M 0.25M 0.25M
Property plant equipment - - - 23.15M 32.98M
Total current assets 459.66M 498.11M 129.91M 444.01M 513.38M
Long term investments 358.62M 336.27M 363.45M 402.79M 385.10M
Net tangible assets - - - 225.96M 242.34M
Short term investments 332.93M 312.04M 321.08M 354.34M 371.46M
Net receivables 10.79M 12.54M 14.97M 12.57M 13.64M
Long term debt 164.72M 189.79M 249.85M 351.62M 50.10M
Inventory - - -91.46400M 0.20M 0.16M
Accounts payable - - - 2502.51M 2297.77M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - 0.23M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -31.11900M -42.46200M -45.05600M -45.10100M -3.63200M
Additional paid in capital - - - - -
Common stock total equity - - - 195.96M 194.31M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 108.26M 85.98M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 22.72M 34.25M 2563.03M -9.18200M -469.11700M
Deferred long term asset charges - - - - -
Non current assets total 53.55M 2239.16M 2990.07M 495.24M 469.12M
Capital lease obligations 7.23M 8.61M 9.62M 7.86M 7.65M
Long term debt total - - - 39.92M 39.99M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -7.96100M 419.03M -279.83600M -4.43900M -245.45600M
Change to liabilities - - - 5.26M -10.92100M
Total cashflows from investing activities 241.86M 419.03M -23.21300M -628.18300M 52.48M
Net borrowings -25.00000M -60.00000M -101.70000M 301.70M -129.15000M
Total cash from financing activities -315.52500M -357.88200M 23.03M 480.98M -99.09400M
Change to operating activities - - - -0.16900M 1.52M
Net income 10.71M -15.38500M -51.77300M 27.91M 52.48M
Change in cash -60.04300M 54.84M 43.88M -53.27400M 12.70M
Begin period cash flow 175.99M 121.15M 77.27M 130.55M 117.94M
End period cash flow 115.95M 175.99M 121.15M 77.27M 130.64M
Total cash from operating activities 13.62M -6.31000M 44.06M 93.93M 59.31M
Issuance of capital stock 0.00000M 152.14M 0.12M 0.07M -
Depreciation 2.28M 2.62M 2.99M 3.50M 4.04M
Other cashflows from investing activities 241.86M 397.61M -58.20000M -623.28900M 211.47M
Dividends paid 22.59M 0.00000M 4.64M -9.17500M -7.18300M
Change to inventory - - - - -
Change to account receivables 1.75M 2.43M -3.39800M - -
Sale purchase of stock -9.50600M 0.00000M 64.32M 0.01M -1.33100M
Other cashflows from financing activities -268.18200M -450.02200M 64.32M 1011.28M 758.24M
Change to netincome - - - 120.67M 36.02M
Capital expenditures 1.68M 0.59M 0.96M 0.46M 1.26M
Change receivables - - - - -
Cash flows other operating - - - -36.86600M -9.74500M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -53.27400M 12.70M
Change in working capital -1.99200M -24.50300M 6.43M -0.16900M 1.52M
Stock based compensation - - 1.56M - -56.23400M
Other non cash items 4.91M 37.15M 93.46M 59.66M 55.58M
Free cash flow 3.74M -6.89800M 43.09M 93.48M 58.05M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BRBS
Blue Ridge Bankshares Inc
0.01 0.29% 3.49 32.27 - 3.39 1.01 5.43
HDB
HDFC Bank Limited ADR
-0.19 0.74% 25.37 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.56 1.92% 28.58 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
- -% 52.29 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, and consumer installment loans; and residential mortgage loans and mortgages loans on real estate. In addition, it provides commercial banking services, including deposit accounts, treasury management solutions, wire services, online banking, fraud prevention services, procurement cards, and a range of commercial lending options; and property and casualty insurance products to individuals and businesses, as well as electronic statement, and mobile and telephone banking services. Further, the company offers consumer lending services that include automobile lending, home equity lines of credit, credit cards, and other unsecured personal loans; small business administration loans; management services for personal and corporate trusts, including estate planning and settlement, trust administration, and investment and wealth management services, as well as life insurance products. It operates in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Richmond, Virginia.

Blue Ridge Bankshares Inc

1801 Bayberry Court, Richmond, VA, United States, 23226

Key Executives

Name Title Year Born
Mr. Brian K. Plum CPA Pres, CEO & Director 1979
Ms. Judy C. Gavant CPA Exec. VP, CFO & Investor Relations 1960
Mr. Robert S. Janney Gen. Counsel & Independent Director 1949
Cynthia D. Fravel VP of Operations NA
Mr. Brett E. Raynor Chief Accounting Officer 1984
Mr. James W. McCarty Jr. Chief Admin. Officer 1970
Ms. Ann M. Mann Chief Compliance Officer NA
Ms. Amanda G. Story Corp. Sec. 1983
Julie A. Catron Assistant VP of Credit Admin. NA
Craig H. Richards Director of Risk Management NA

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