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Last update at 2026-06-08T20:01:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Income before tax | 34.63M | 31.72M | 14.16M | 17.20M | 21.11M |
| Minority interest | - | - | - | - | - |
| Net income | 25.89M | 23.70M | 11.21M | 13.35M | 16.41M |
| Selling general administrative | 33.74M | 36.09M | 33.28M | 30.86M | 29.22M |
| Selling and marketing expenses | 1.41M | 1.29M | 1.11M | 1.33M | 1.40M |
| Gross profit | 92.56M | 85.74M | 73.68M | 67.68M | 69.25M |
| Reconciled depreciation | 2.69M | 2.70M | 2.52M | 2.46M | 2.43M |
| Ebit | 41.33M | 31.72M | 14.16M | 17.20M | 40.09M |
| Ebitda | 44.01M | 34.42M | 16.68M | 19.66M | 42.52M |
| Depreciation and amortization | 2.69M | 2.70M | 2.52M | 2.46M | 2.43M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 41.33M | 31.72M | 14.16M | 17.20M | 40.09M |
| Other operating expenses | 4.12M | -54.01700M | -59.52500M | -50.48300M | 29.16M |
| Interest expense | 6.70M | 6.67M | 18.45M | 24.14M | 18.98M |
| Tax provision | 8.74M | 8.03M | 2.94M | 3.85M | 4.70M |
| Interest income | 85.93M | 79.85M | 82.88M | 82.12M | 78.99M |
| Net interest income | 79.23M | 73.18M | 64.43M | 57.98M | 60.01M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 8.74M | 8.03M | 2.94M | 3.85M | 4.70M |
| Total revenue | 92.56M | 85.74M | 73.68M | 67.68M | 69.25M |
| Total operating expenses | 4.12M | -54.01700M | -59.52500M | -50.48300M | -29.15900M |
| Cost of revenue | - | - | - | - | 0.00000M |
| Total other income expense net | -6.69600M | -6.67200M | -18.44500M | -24.13700M | -18.97800M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 25.89M | 23.70M | 11.21M | 13.35M | 16.41M |
| Net income applicable to common shares | 25.89M | 23.70M | 11.21M | 13.35M | 16.41M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | 2564.57M | 2553.15M | 2538.43M | 2365.89M | 2181.48M |
| Intangible assets | 1.81M | 2.19M | 2.56M | 2.94M | 3.31M |
| Earning assets | - | - | - | - | 257.17M |
| Other current assets | 37.37M | -148.64900M | -199.25300M | 1816.70M | 1651.34M |
| Total liab | 2327.16M | 2325.01M | 22.29M | 57.85M | 1949.45M |
| Total stockholder equity | 237.41M | 228.14M | 223.69M | 226.64M | 232.02M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | 710.63M | 2229.44M | 2256.90M | 2038.13M | -35.00000M |
| Common stock | 0.22M | 0.22M | 0.23M | 0.25M | 0.27M |
| Capital stock | 0.22M | 0.22M | 0.23M | 0.25M | 0.27M |
| Retained earnings | 136.99M | 127.98M | 107.38M | 88.35M | 82.18M |
| Other liab | - | 17.56M | 41.15M | 43.27M | 22.29M |
| Good will | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M |
| Other assets | - | 2461.66M | 1763.11M | 1813.71M | 1649.71M |
| Cash | 25.85M | 30.34M | 103.46M | 87.44M | 24.74M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 728.20M | 41.35M | 16.98M | 2038.29M | 35.00M |
| Current deferred revenue | -0.14000M | - | - | - | - |
| Net debt | 139.08M | 31.86M | -81.17000M | -29.59400M | 215.77M |
| Short term debt | 17.57M | 41.35M | 16.98M | 0.16M | 35.00M |
| Short long term debt | 16.10M | 41.35M | - | 0.00000M | 35.00M |
| Short long term debt total | 164.93M | 62.20M | 22.29M | 57.85M | 240.51M |
| Other stockholder equity | 125.45M | 124.98M | 128.40M | 149.31M | 158.55M |
| Property plant equipment | - | 24.95M | 26.16M | 25.10M | 23.76M |
| Total current assets | 37.37M | 36.83M | 305.58M | 297.80M | 257.76M |
| Long term investments | 360.68M | 383.40M | 428.52M | 1914.70M | 1767.24M |
| Net tangible assets | - | 213.47M | 208.64M | 211.22M | 216.22M |
| Short term investments | 137.12M | 147.00M | 194.35M | 201.88M | 227.71M |
| Net receivables | 8.53M | 8.14M | 7.78M | 8.48M | 5.31M |
| Long term debt | 140.36M | 20.85M | 22.29M | 57.85M | 205.51M |
| Inventory | -37.36800M | - | - | - | - |
| Accounts payable | 0.14M | 2229.44M | 2251.30M | 2038.13M | 1677.86M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -25.24900M | -25.04200M | -12.31400M | -11.27900M | -8.96800M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | 0.22M | 0.23M | 0.25M | 0.27M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | 127.98M | 107.38M | 88.35M | 82.18M |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 2450.83M | -383.40200M | -12.09200M | -12.58800M | -9.16100M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 2527.20M | 54.66M | 469.73M | 254.38M | 274.01M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | 19.67M | 19.63M | 57.85M | 205.51M |
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Investments | 9.53M | -220.35900M | 31.43M | 33.25M | 21.49M |
| Change to liabilities | 8.10M | 3.69M | 3.89M | 2.31M | 1.81M |
| Total cashflows from investing activities | -111.19300M | -161.65700M | -123.55700M | -48.08000M | -45.74500M |
| Net borrowings | 39.88M | -35.62400M | -183.60700M | -26.67000M | -41.97800M |
| Total cash from financing activities | 1.99M | 150.13M | 161.19M | 30.65M | 20.76M |
| Change to operating activities | 3.88M | -1.22700M | 9.07M | -4.89400M | 3.44M |
| Net income | 25.89M | 23.70M | 11.21M | 13.35M | 16.41M |
| Change in cash | -73.11400M | 16.01M | 62.70M | -2.04800M | -0.34300M |
| Begin period cash flow | 103.46M | 87.44M | 24.74M | 26.79M | 27.13M |
| End period cash flow | 30.34M | 103.46M | 87.44M | 24.74M | 26.79M |
| Total cash from operating activities | 36.09M | 27.54M | 25.07M | 15.38M | 24.64M |
| Issuance of capital stock | - | - | - | 0.11M | 0.11M |
| Depreciation | 2.69M | 2.70M | 2.52M | 2.46M | 2.43M |
| Other cashflows from investing activities | -119.57600M | 62.16M | -151.40800M | -80.04700M | -63.91000M |
| Dividends paid | -5.28100M | -4.67700M | -5.03700M | -5.27400M | 4.64M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | -0.36500M | 0.70M | -3.16400M | 0.34M | 0.29M |
| Sale purchase of stock | -6.35100M | -23.28100M | -10.51900M | -19.45500M | -22.92000M |
| Other cashflows from financing activities | 13.92M | -0.39400M | 384.27M | 140.04M | 117.79M |
| Change to netincome | 2.10M | 51.74M | 3.94M | 1.90M | 1.32M |
| Capital expenditures | 1.14M | 3.46M | 3.58M | 1.28M | 3.33M |
| Change receivables | -0.36500M | 0.70M | -3.16400M | 0.34M | 0.29M |
| Cash flows other operating | -3.90900M | -57.26400M | 4.13M | -7.36900M | 1.05M |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | -73.11400M | 16.01M | 62.70M | -2.04800M | -0.34300M |
| Change in working capital | 3.52M | -0.52500M | 5.91M | -4.55500M | 3.73M |
| Stock based compensation | 1.76M | 1.99M | 1.39M | 1.61M | 1.80M |
| Other non cash items | 1.15M | -0.96100M | 6.47M | 3.20M | 1.06M |
| Free cash flow | 34.95M | 24.09M | 21.49M | 14.09M | 21.31M |
Sector: Financial Services Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | |
|---|---|---|---|---|---|---|---|
| WNEB Western New England Bancorp Inc |
-0.02 0.15% | 13.32 | 11.22 | 11.35 | 1.78 | 0.59 | |
| HDB HDFC Bank Limited ADR |
-0.4 1.71% | 23.01 | 20.81 | 20.96 | 0.11 | 4.77 | |
| CIHKY China Merchants Bank Co Ltd |
0.24 0.79% | 30.71 | 7.78 | 7.65 | 0.56 | 0.90 | 3.62 |
| DBSDF DBS Group Holdings Ltd |
-0.03 0.06% | 50.45 | 15.29 | 14.41 | 5.84 | 2.36 | 10.40 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% | 5.92 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides a range of commercial and retail banking products and services to individuals and businesses. The company accepts various deposit accounts, including interest-bearing and noninterest-bearing checking, commercial checking, business, nonprofit and municipal checking, savings, money market and sweep, individual retirement, and other savings accounts; time deposits; certificates of deposit; and interest on lawyer's trust accounts. It also offers residential real estate loans, including first mortgages, home equity loans, and home equity lines, and secured by one-to-four family residential properties; commercial and industrial loans, such as letters of credit, revolving lines of credit, working capital, equipment financing, and term loans; commercial mortgage loans; construction and land development loans; home equity loans comprising home equity revolving loans and lines of credit; and consumer loans, including automobile, spa and pool, collateral, and personal lines of credit. In addition, the company provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. The company was founded in 1853 and is headquartered in Westfield, Massachusetts.
141 Elm Street, Westfield, MA, United States, 01085
| Name | Title | Year Born |
|---|---|---|
| Mr. James C. Hagan | Pres, CEO & Director | 1961 |
| Ms. Guida R. Sajdak | CFO, Exec. VP & Treasurer | 1973 |
| Mr. Allen J. Miles III | Exec. VP & Sr. Lender | 1963 |
| Carole Hinkley | Assistant VP & Investment Officer | NA |
| Ms. Darlene M. Libiszewski | Sr. VP & Chief Information Officer | 1967 |
| Ms. Meghan Hibner | VP, Controller & Investor Relations Officer | NA |
| Ms. Nadia M. Baral | VP & Director of Compliance | NA |
| Mr. John E. Bonini | Sr. VP & Gen. Counsel | 1969 |
| Daniel Marini | VP of Sales Admin. & Marketing | NA |
| Ms. Christine Phillips | Sr. VP & HR Director | 1974 |
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