Explore 3 Stock Ideas & Industry Insights Download Free Report

First Community Corporation

Financial Services US FCCO

31.4USD
0.04(0.13%)

Last update at 2026-06-08T20:00:00Z

Day Range

31.1931.72
LowHigh

52 Week Range

21.4231.51
LowHigh

Fundamentals

  • Previous Close 31.36
  • Market Cap283.59M
  • Volume119204
  • P/E Ratio12.23
  • Dividend Yield2.03%
  • Revenue TTM78.01M
  • Revenue Per Share TTM10.18
  • Gross Profit TTM 78.01M
  • Diluted EPS TTM2.47

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 24.86M 17.77M 15.04M 18.41M 19.65M
Minority interest - - - - -
Net income 19.20M 13.96M 11.84M 14.61M 15.46M
Selling general administrative 34.25M 31.45M 29.25M 25.82M 25.11M
Selling and marketing expenses 1.82M 1.51M 1.50M 1.26M 1.17M
Gross profit 75.63M 60.34M 10.42M 59.51M 59.01M
Reconciled depreciation 1.87M 1.86M 1.92M 0.16M 0.20M
Ebit 34.08M 17.77M 15.04M 21.59M 19.65M
Ebitda 35.09M 19.63M 15.04M 21.74M 19.85M
Depreciation and amortization 1.01M 1.86M 0.16M 0.16M 0.20M
Non operating income net other - - - - -
Operating income 25.23M 17.77M 15.04M 21.59M 19.65M
Other operating expenses 85.83M 80.76M 1.50M -37.92000M -39.36500M
Interest expense 35.03M 37.38M 23.80M 3.17M 2.24M
Tax provision 5.65M 3.81M 3.20M 3.80M 4.18M
Interest income 97.05M 89.42M 72.70M 51.12M 47.52M
Net interest income 62.02M 52.04M 48.89M 47.94M 45.28M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 5.65M 3.81M 3.20M 3.80M 4.18M
Total revenue 111.06M 98.53M 10.42M 59.51M 59.01M
Total operating expenses 50.40M 42.56M 1.50M -37.92000M -39.36500M
Cost of revenue 35.43M 38.19M 72.58M - -
Total other income expense net -0.36900M 17.75M 15.04M -3.17400M 19.62M
Discontinued operations - - - - -
Net income from continuing ops 19.20M 13.96M 11.84M 14.61M 15.46M
Net income applicable to common shares - - - 14.61M 15.46M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2059.22M 1958.02M 1827.69M 1672.95M 1584.51M
Intangible assets 0.29M 0.45M 0.60M 0.76M 0.92M
Earning assets - - - - -
Other current assets -294.10900M - 66.79M 1.78M 7.12M
Total liab 1890.17M 1813.53M 1696.63M 1554.59M 17.91M
Total stockholder equity 167.56M 144.49M 131.06M 118.36M 141.00M
Deferred long term liab - - - - -
Other current liab 0.39M -2.64600M 1361.17M 1407.38M 1361.29M
Common stock 7.69M 7.64M 7.61M 7.58M 7.55M
Capital stock 7.69M 7.64M 7.61M 7.58M 7.55M
Retained earnings 80.29M 65.84M 56.30M 49.02M 38.33M
Other liab - - - 9.40M 13.04M
Good will 14.64M 14.64M 14.64M 14.64M 14.64M
Other assets 1857.82M 1604.53M - 689.55M 332.79M
Cash 23.88M 149.83M -66.78700M 37.40M 69.02M
Cash and equivalents - - - - -
Total current liabilities 107.58M 2.65M 62.86M 9.46M 2.95M
Current deferred revenue - - - - -
Net debt 100.65M -132.21800M 234.61M 30.39M -51.10800M
Short term debt 107.19M 2.65M 62.86M 9.46M 2.95M
Short long term debt - 0.00000M 90.00M - -
Short long term debt total 124.53M 17.61M 167.83M 67.80M 17.91M
Other stockholder equity 94.91M 96.47M 93.17M 94.14M 91.84M
Property plant equipment - - - 31.28M 32.83M
Total current assets 30.12M 305.95M 66.79M 369.26M 633.86M
Long term investments 492.15M 491.67M 506.20M 1200.00M 859.64M
Net tangible assets - - - 102.96M 125.44M
Short term investments 294.11M 279.58M 282.23M 331.86M 564.84M
Net receivables 6.25M - - - -
Long term debt 14.96M 14.96M 14.96M 14.96M 14.96M
Inventory - - - 0.93M 1.17M
Accounts payable - - - 1385.38M 1361.29M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -15.33600M -25.45900M -26.01000M -32.38600M 3.28M
Additional paid in capital - - - - -
Common stock total equity - - - 7.58M 7.55M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 49.02M 38.33M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 232.00M -219.86300M 1741.83M -614.13100M -617.85300M
Deferred long term asset charges - - - - -
Non current assets total 2029.10M 47.53M 1760.90M 614.13M 617.85M
Capital lease obligations 2.37M 2.65M 3.43M 2.83M 2.95M
Long term debt total - - - 14.96M 14.96M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 10.42M -67.63300M -89.66800M -160.30700M 271.29M
Change to liabilities - - - 0.46M -0.71500M
Total cashflows from investing activities -80.81500M -67.63300M -89.66800M -162.77900M -236.28200M
Net borrowings 0.00000M -90.00000M 40.00M 64.53M 13.30M
Total cash from financing activities 73.36M 111.89M 134.74M 109.03M 182.38M
Change to operating activities - - - -1.23900M 0.28M
Net income 19.20M 13.96M 11.84M 14.61M 15.46M
Change in cash 0.39M 55.13M 57.29M -31.62100M 4.03M
Begin period cash flow 4.06M 94.69M 37.40M 69.02M 64.99M
End period cash flow 4.45M 149.83M 94.69M 37.40M 69.02M
Total cash from operating activities 18.69M 10.87M 12.23M 22.12M 57.93M
Issuance of capital stock 0.39M 0.41M 0.44M 0.42M 0.41M
Depreciation 1.87M 1.86M 1.92M 1.82M 1.92M
Other cashflows from investing activities -80.64200M -86.58800M -152.61000M -1.36400M 0.20M
Dividends paid 4.75M 4.42M 4.24M -3.91300M -3.59300M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - -0.22300M -0.14900M -0.04200M -0.07000M
Other cashflows from financing activities 73.64M 206.12M 98.68M 180.57M 185.63M
Change to netincome - - - -0.15200M 0.34M
Capital expenditures 1.11M 1.10M 1.07M 1.22M 0.81M
Change receivables - - - - -
Cash flows other operating - - - 1.70M -0.99400M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -31.62100M 4.03M
Change in working capital 0.36M 3.17M 2.03M -1.23900M 0.28M
Stock based compensation 1.16M 0.75M 2.18M - 0.09M
Other non cash items -2.03800M -8.11800M -3.56500M 6.93M 40.27M
Free cash flow 17.58M 9.77M 11.15M 20.90M 57.12M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FCCO
First Community Corporation
0.04 0.13% 31.40 12.23 11.64 3.64 1.70 4.11
HDB
HDFC Bank Limited ADR
-0.4 1.71% 23.01 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.24 0.79% 30.71 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
-0.03 0.06% 50.45 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.

First Community Corporation

5455 Sunset Boulevard, Lexington, SC, United States, 29072

Key Executives

Name Title Year Born
Mr. Michael C. Crapps CEO & Director 1959
Mr. John Ted Nissen Pres & Chief Banking Officer 1962
Mr. Donald Shawn Jordan Exec. VP & CFO 1968
Ms. Tanya A. Butts Exec. VP, COO & Chief Risk Officer 1959
Ms. Robin D. Brown Exec. VP and Chief HR & Marketing Officer 1968
Mr. John F. Walker IV Exec. VP & Chief Credit Officer 1966
Ms. Susan Sexson Assistant VP & Head Teller at Goodman Region NA
Mr. Steve P. Sligh Consultant 1949
Ms. Susan A. Boatwright VP/HR Mang. NA
Mr. Michael C. Crapps CEO, President & Director 1959

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.