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First Community Bancshares Inc

Financial Services US FCBC

44.28USD
0.94(2.17%)

Last update at 2026-06-09T15:03:00Z

Day Range

43.0144.79
LowHigh

52 Week Range

30.0544.15
LowHigh

Fundamentals

  • Previous Close 43.34
  • Market Cap823.17M
  • Volume22669
  • P/E Ratio16.04
  • Dividend Yield2.87%
  • Revenue TTM167.43M
  • Revenue Per Share TTM9.14
  • Gross Profit TTM 167.43M
  • Diluted EPS TTM2.65

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 63.12M 65.69M 61.97M 60.16M 66.53M
Minority interest - - - - -
Net income 48.79M 51.60M 48.02M 46.66M 51.17M
Selling general administrative 68.26M 53.16M 51.40M 48.31M 45.07M
Selling and marketing expenses - 3.86M 3.30M 2.41M 2.08M
Gross profit 167.43M 152.62M 148.24M 140.58M 130.45M
Reconciled depreciation 5.66M 6.48M 5.68M 1.45M 1.45M
Ebit - 65.69M 61.97M 65.97M 66.53M
Ebitda 63.12M 72.17M 67.66M 67.41M 67.97M
Depreciation and amortization - 6.48M 5.68M 1.45M 1.45M
Non operating income net other - - - - -
Operating income 63.12M 65.69M 61.97M 65.97M 66.53M
Other operating expenses 122.30M 110.20M 103.73M 1.30M -63.92300M
Interest expense 17.92M 19.67M 9.48M 1.66M 2.84M
Tax provision 14.33M 14.09M 13.95M 13.49M 15.36M
Interest income 142.53M 146.14M 137.16M 114.32M 105.31M
Net interest income 124.61M 126.47M 127.68M 112.66M 102.47M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.33M 14.09M 13.95M 13.49M 15.36M
Total revenue 185.42M 175.89M 165.71M 140.58M 130.45M
Total operating expenses 104.30M 86.92M 86.27M 1.30M -63.92300M
Cost of revenue 17.99M 23.27M 17.47M - -
Total other income expense net - 59.19M 56.32M -5.81000M 61.95M
Discontinued operations - - - - -
Net income from continuing ops 48.79M 51.60M 48.02M 46.66M 51.17M
Net income applicable to common shares - - - 46.66M 51.17M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3259.64M 3261.22M 3268.55M 3135.57M 3194.52M
Intangible assets 11.10M 13.01M 15.14M 4.18M 5.62M
Earning assets - - - - -
Other current assets - - 127.49M -105.63600M 2796.16M
Total liab 2759.10M 2734.82M 2765.25M 2713.59M 35.82M
Total stockholder equity 500.55M 526.39M 503.29M 421.99M 427.77M
Deferred long term liab - - - - -
Other current liab 896.25M 2691.25M 2063.60M -32.89800M -35.81700M
Common stock 18.34M 18.32M 18.50M 16.23M 16.88M
Capital stock 18.34M 18.32M 18.50M 16.23M 16.88M
Retained earnings 319.37M 349.49M 319.90M 292.97M 264.82M
Other liab - - - 32.07M 33.48M
Good will 143.95M 143.95M 143.95M 129.56M 129.56M
Other assets 2403.39M 2797.93M - 2279.30M 2169.12M
Cash 512.24M 80.46M 79.11M 170.85M 677.44M
Cash and equivalents - - - - -
Total current liabilities 897.47M 2692.15M 2064.87M 32.90M 35.82M
Current deferred revenue - - - - -
Net debt -511.02600M -79.55100M -77.36900M -170.84600M -677.43900M
Short term debt 1.21M 0.91M 1.27M - 76.29M
Short long term debt - - - - -
Short long term debt total 1.21M 0.91M 1.74M - 76.29M
Other stockholder equity 170.36M 169.75M 175.84M 128.51M 147.62M
Property plant equipment - - - 47.34M 52.28M
Total current assets 653.65M 225.93M 127.49M 374.84M 761.63M
Long term investments 132.69M 169.85M 280.96M 301.05M 76.29M
Net tangible assets - - - 288.24M 292.59M
Short term investments 132.69M 136.26M 280.96M 300.35M 76.29M
Net receivables 8.72M 9.21M 10.88M 9.28M 7.90M
Long term debt - - - - -
Inventory - - 105.54M 0.70M 1.01M
Accounts payable - - - 32.90M 35.82M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -7.51400M -11.17100M -10.95100M -15.71900M -1.54600M
Additional paid in capital - - - - -
Common stock total equity - - - 16.23M 16.88M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 292.97M 264.82M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - 414.74M 81.73M -481.43000M -263.76300M
Deferred long term asset charges - - - - -
Non current assets total 202.60M 3035.29M 3141.05M 481.43M 263.76M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 42.94M 263.91M 288.66M -480.44900M 33.71M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities 139.85M 263.91M 288.66M -536.77900M 35.35M
Net borrowings - 0.00000M 0.00000M 0.34M 0.57M
Total cash from financing activities -67.81300M -60.61500M -404.91600M -28.83800M 137.31M
Change to operating activities - - - 3.67M 1.30M
Net income 48.79M 51.60M 48.02M 46.66M 51.17M
Change in cash 134.79M 261.03M -54.42600M -506.59300M 220.88M
Begin period cash flow 377.45M 116.42M 170.85M 677.44M 456.56M
End period cash flow 512.24M 377.45M 116.42M 170.85M 677.44M
Total cash from operating activities 62.74M 57.74M 61.83M 59.02M 48.22M
Issuance of capital stock - - - - -
Depreciation 5.66M 6.48M 5.68M 5.60M 5.92M
Other cashflows from investing activities 3.15M 155.36M 66.29M -55.17000M 4.68M
Dividends paid 60.60M 22.02M 21.09M -18.51500M -18.05900M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -1.85100M -8.71700M -23.03800M -21.31100M -28.88200M
Other cashflows from financing activities -5.91800M -29.66800M -360.03400M 10.33M 184.25M
Change to netincome - - - 8.98M -5.16000M
Capital expenditures 2.74M 2.81M 2.77M 1.16M 3.04M
Change receivables - - - - -
Cash flows other operating - - - -1.96100M -4.16400M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -506.59300M 220.88M
Change in working capital -9.42500M -0.29900M 4.23M 3.67M 1.30M
Stock based compensation 1.50M 1.04M 1.20M 1.38M 1.77M
Other non cash items 16.23M -1.08400M 2.69M 1.72M -4.42500M
Free cash flow 60.00M 54.93M 59.06M 57.86M 45.18M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FCBC
First Community Bancshares Inc
0.94 2.17% 44.28 16.04 8.53 4.92 1.62 5.15
HDB
HDFC Bank Limited ADR
-0.4 1.71% 23.01 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.24 0.79% 30.71 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
-0.03 0.06% 50.45 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

First Community Bancshares Inc

One Community Place, Bluefield, VA, United States, 24605-0989

Key Executives

Name Title Year Born
Mr. William P. Stafford II Chairman & CEO 1964
Mr. Gary R. Mills Pres & Director 1968
Mr. David D. Brown V, CPA Chief Financial Officer 1975
Mr. Jason R. Belcher Chief Operating Officer 1977
Ms. Sarah W. Harmon Chief Admin. Officer, Gen. Counsel & Corp. Sec. 1982
Mr. Derek A. Bonnett Chief Risk Officer NA
Mr. P. Carter Bundy Treasurer NA
Mr. Gary R. Mills President & Director 1968
Ms. Sarah W. Harmon Chief Administrative Officer, General Counsel & Corporate Secretary 1982
Mr. Gary R. Mills CPA President & Director 1968

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