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City Holding Company

Financial Services US CHCO

128.27USD
2.23(1.77%)

Last update at 2026-06-09T16:00:00Z

Day Range

126.74129.40
LowHigh

52 Week Range

111.32130.81
LowHigh

Fundamentals

  • Previous Close 126.05
  • Market Cap1798.54M
  • Volume75233
  • P/E Ratio14.03
  • Dividend Yield2.63%
  • Revenue TTM315.57M
  • Revenue Per Share TTM21.80
  • Gross Profit TTM 315.57M
  • Diluted EPS TTM8.93

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 161.47M 144.52M 143.11M 127.33M 111.19M
Minority interest - - - - -
Net income 130.49M 117.10M 114.36M 102.07M 88.08M
Selling general administrative 81.46M 79.25M 76.08M 68.21M 63.43M
Selling and marketing expenses 3.08M 3.82M 3.11M 3.40M 3.09M
Gross profit 309.80M 283.24M 279.18M 246.08M 218.76M
Reconciled depreciation 11.18M 13.20M 10.72M 15.78M 14.61M
Ebit 162.56M 144.52M 143.11M 136.99M 111.19M
Ebitda 171.23M 157.72M 153.83M 152.76M 125.81M
Depreciation and amortization 8.66M 13.20M 10.72M 15.78M 14.61M
Non operating income net other - - - - -
Operating income 162.56M 144.52M 143.11M 136.99M 111.19M
Other operating expenses 229.54M 226.74M 191.34M 5.60M -107.56500M
Interest expense 84.81M 86.19M 52.02M 9.65M 9.89M
Tax provision 30.98M 27.41M 28.74M 25.26M 23.11M
Interest income 321.22M 306.43M 271.26M 189.69M 165.47M
Net interest income 236.40M 220.24M 219.24M 180.03M 155.57M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 30.98M 27.41M 28.74M 25.26M 23.11M
Total revenue 392.11M 371.25M 334.45M 246.08M 218.76M
Total operating expenses 147.23M 138.73M 136.07M 5.60M -107.56500M
Cost of revenue 82.31M 88.01M 55.27M - -
Total other income expense net -1.10000M 388.42M -5.15000M -9.65500M -9.89400M
Discontinued operations - - - - -
Net income from continuing ops 130.49M 117.10M 114.36M 102.07M 88.08M
Net income applicable to common shares - - - 102.07M 87.24M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 6722.02M 6459.46M 6178.43M 5878.11M 6003.69M
Intangible assets 157.87M 10.28M 162.57M 115.73M 117.12M
Earning assets - - - - -
Other current assets -1574.25900M - 177.27M -131.66700M 2320.38M
Total liab 5912.34M 5728.80M 5501.36M 5300.25M 5322.59M
Total stockholder equity 809.68M 730.66M 677.07M 577.85M 681.11M
Deferred long term liab - - - - -
Other current liab 2753.06M 5144.15M 3412.38M 4869.87M 4925.34M
Common stock 47.62M 47.62M 47.62M 47.62M 47.62M
Capital stock 47.62M 47.62M 47.62M 47.62M 47.62M
Retained earnings 935.05M 852.76M 780.30M 706.70M 641.83M
Other liab - - - 74.37M 84.80M
Good will 158.08M 149.76M 149.90M - -
Other assets - 4627.64M - 2438.45M 2320.38M
Cash 152.11M 225.39M 156.28M 200.00M 634.63M
Cash and equivalents - - - - -
Total current liabilities 3120.73M 5469.81M 3747.24M 284.61M 298.41M
Current deferred revenue - - - - -
Net debt 365.56M 250.27M 278.58M -200.00000M -634.63100M
Short term debt 367.67M 325.65M 334.86M 284.61M 298.41M
Short long term debt - 0.00000M 25.00M - -
Short long term debt total 517.67M 475.65M 434.86M 284.61M 298.41M
Other stockholder equity -96.36900M -53.99300M -40.31300M -44.97500M -22.60000M
Property plant equipment - - - 70.79M 74.07M
Total current assets 101.93M 261.45M 177.27M 1723.81M 2058.42M
Long term investments 816.83M 1451.11M 1369.10M 1529.33M 1433.70M
Net tangible assets - - - 462.12M 563.98M
Short term investments 1503.36M 15.41M 1338.14M 1505.52M 1408.16M
Net receivables 20.72M 20.65M 20.29M 18.29M 15.63M
Long term debt 150.00M 150.00M 100.00M - -
Inventory - - 102.74M 0.91M 1.32M
Accounts payable - - - 4869.87M 4925.34M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -76.61600M -115.71900M -110.53900M -131.48800M 14.26M
Additional paid in capital - - - - -
Common stock total equity - - - 47.62M 47.62M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 706.70M 641.83M
Treasury stock - - - -215.95500M -193.54200M
Accumulated amortization - - - - -
Non currrent assets other 1832.57M 237.17M 5551.99M -44.88400M -0.06300M
Deferred long term asset charges - - - - -
Non current assets total 6615.99M 6198.01M 6001.16M 1715.85M 1624.89M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -27.38300M -252.26000M 14.68M -411.19400M -187.47600M
Change to liabilities - - - 20.07M 11.73M
Total cashflows from investing activities -269.91800M -252.26000M - -410.45200M -191.16700M
Net borrowings 42.02M 40.80M - -21.49400M 16.50M
Total cash from financing activities 105.08M 189.48M -195.98400M -139.99600M 194.87M
Change to operating activities - - - -6.13400M -0.90100M
Net income 130.49M 117.10M 114.36M 102.07M 88.08M
Change in cash -33.47000M 69.11M -43.72400M -434.63100M 105.97M
Begin period cash flow 225.39M 156.28M 200.00M 634.63M 528.66M
End period cash flow 191.92M 225.39M 156.28M 200.00M 634.63M
Total cash from operating activities 131.37M 131.90M 137.58M 115.82M 102.27M
Issuance of capital stock - - - - -
Depreciation 11.18M 13.20M 10.72M 15.78M 14.61M
Other cashflows from investing activities -239.61100M -158.54500M - 2.88M -0.36800M
Dividends paid 47.29M 43.48M 39.99M 36.70M 36.14M
Change to inventory - - - - -
Change to account receivables -0.06800M -0.36000M -1.13600M -2.66000M 0.17M
Sale purchase of stock -45.76000M -17.89600M -60.13400M -26.44900M -58.67800M
Other cashflows from financing activities 156.11M 210.06M -233.24900M -76.84500M 289.68M
Change to netincome - - - -0.08400M -2.76400M
Capital expenditures 2.92M 2.71M 2.96M 2.14M 3.32M
Change receivables - - - -2.66000M 0.17M
Cash flows other operating - - - -19.35400M -9.55300M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -434.63100M 105.97M
Change in working capital -9.14400M -3.23400M 10.19M -3.23500M 3.16M
Stock based compensation 3.38M 3.52M 3.21M 3.28M 3.12M
Other non cash items -4.48000M 0.93M 1.86M -3.54000M -8.88600M
Free cash flow 128.45M 129.19M 134.62M 113.68M 98.95M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CHCO
City Holding Company
2.23 1.77% 128.27 14.03 16.42 5.70 2.21 6.35
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

City Holding Company

25 Gatewater Road, Charleston, WV, United States, 25313

Key Executives

Name Title Year Born
Mr. Charles R. Hageboeck Pres, CEO & Director 1962
Mr. David L. Bumgarner Exec. VP, CFO & Principal Accounting Officer 1965
Mr. Jeffrey Dale Legge Exec. VP, Chief Admin. Officer & Chief Information Officer 1964
Mr. John A. DeRito Exec. VP of Commercial Banking 1950
Mr. Michael T. Quinlan Jr. Exec. VP of Retail Banking 1969
Ms. Victoria A. Evans-Faw Sr. VP & Corp. Sec. NA
Mr. Charles R. Hageboeck President, CEO & Director 1962
Mr. David L. Bumgarner Executive VP, CFO & Principal Accounting Officer 1965
Mr. Jeffrey Dale Legge Executive VP, Chief Administrative Officer & Chief Information Officer 1964
Mr. John A. DeRito Executive Vice President of Commercial Banking 1950

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