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CNO Financial Group Inc

Financial Services US CNO

48.46USD
0.47(0.98%)

Last update at 2026-06-09T16:02:00Z

Day Range

48.3248.81
LowHigh

52 Week Range

34.7944.67
LowHigh

Fundamentals

  • Previous Close 47.99
  • Market Cap4111.45M
  • Volume137423
  • P/E Ratio19.13
  • Dividend Yield1.52%
  • EBITDA943.20M
  • Revenue TTM4487.40M
  • Revenue Per Share TTM45.90
  • Gross Profit TTM 1744.30M
  • Diluted EPS TTM2.28

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 293.40M 518.30M 356.80M 517.30M 567.70M
Minority interest - - - - -
Net income 229.30M 404.00M 276.50M 396.80M 441.00M
Selling general administrative 305.00M 304.50M 290.90M 287.90M 267.90M
Selling and marketing expenses - - - - -
Gross profit 2009.90M 1702.30M 3098.50M 3576.80M 4122.20M
Reconciled depreciation 318.50M 292.40M 359.10M 309.60M 281.10M
Ebit - 772.70M 356.80M 690.00M 567.70M
Ebitda 524.30M 1065.10M 356.80M 999.60M 848.80M
Depreciation and amortization - 292.40M 267.40M 309.60M 281.10M
Non operating income net other - - - - -
Operating income 293.40M 518.30M 356.80M 690.00M 567.70M
Other operating expenses 4194.00M 3927.30M 1048.30M 3059.50M 3554.50M
Interest expense 230.90M 254.40M 238.60M 137.00M 95.40M
Tax provision 64.10M 114.30M 15.60M 120.50M 126.70M
Interest income 218.50M 193.90M 217.30M 137.00M 95.40M
Net interest income -230.90000M -254.40000M -222.70000M -137.00000M -95.40000M
Extraordinary items - - - 0.00000M 0.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 64.10M 114.30M 80.30M 120.50M 126.70M
Total revenue 4487.40M 4445.60M 4146.80M 3576.80M 4122.20M
Total operating expenses 1716.50M 1184.00M 3889.90M -2886.80000M -3554.50000M
Cost of revenue 2477.50M 2743.30M 1048.30M - -
Total other income expense net - -254.40000M 356.80M -172.70000M -95.40000M
Discontinued operations - - - - -
Net income from continuing ops 229.30M 404.00M 44.40M 396.80M 441.00M
Net income applicable to common shares 229.30M 404.00M 276.50M 396.80M 441.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 38967.50M 37852.60M 35027.10M 33339.20M 36204.40M
Intangible assets - 2319.60M 2125.10M - -
Earning assets - - - - -
Other current assets -12566.40000M -14124.90000M -27257.60000M -20441.30000M 4670.30M
Total liab 36329.30M 35354.20M 32811.50M 31938.40M 4001.00M
Total stockholder equity 2638.20M 2498.40M 2215.60M 1400.80M 5259.70M
Deferred long term liab - - - - -
Other current liab -228.00000M -15.00000M -936.20000M 1532.00M 246.70M
Common stock 0.90M 1.00M 1.10M 1.10M 1.20M
Capital stock 0.90M 1.00M 1.10M 1.10M 1.20M
Retained earnings 2416.00M 2236.30M 1899.80M 1459.00M 1127.20M
Other liab - - - 26017.40M 26195.20M
Good will 5.20M - 21451.60M - -
Other assets 713.30M 37852.60M 3841.40M -14264.80000M -19536.50000M
Cash 956.10M 1656.70M 774.50M 575.70M 99.60M
Cash and equivalents 983.50M 1997.70M 889.00M 644.90M 731.70M
Total current liabilities - 15.00M 13.00M 154.90M 8.40M
Current deferred revenue 228.00M - - - -
Net debt 3095.60M 2863.20M 3376.10M 3307.20M 3901.40M
Short term debt 0.00000M 0.00000M 0.00000M 1138.80M 1137.00M
Short long term debt - - 0.00000M 0.00000M 0.00000M
Short long term debt total 4051.70M 4519.90M 4150.60M 3882.90M 4001.00M
Other stockholder equity 1336.30M 1632.50M 1891.50M 2033.80M 2184.20M
Property plant equipment 83.60M 90.70M 85.30M 46.60M 48.20M
Total current assets 983.50M 14124.90M 27257.60M 25829.80M 29377.60M
Long term investments 24863.80M 23739.00M 22594.40M 21774.20M 26363.30M
Net tangible assets - - - 1400.80M 5259.70M
Short term investments 7917.00M 7794.60M 21506.20M 20353.40M 24805.40M
Net receivables 4676.80M 4673.60M 4976.90M 5407.20M 4472.60M
Long term debt 4051.70M 4519.90M 4150.60M 3882.90M 4001.00M
Inventory - - -26597.60000M - -
Accounts payable - - - 456.50M 501.80M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1115.00000M -1371.40000M -1576.80000M -2093.10000M 1947.10M
Additional paid in capital - - - - -
Common stock total equity - - - 1.10M 1.20M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 1459.00M 1127.20M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 15897.30M -23739.00000M 52417.90M -21774.20000M -26363.30000M
Deferred long term asset charges - - - - -
Non current assets total 37984.00M 37852.60M 35027.10M 21774.20M 26363.30M
Capital lease obligations - - - - -
Long term debt total 4051.70M 4519.90M 4150.60M 3882.90M 4001.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -1664.10000M -1488.60000M -1158.70000M -1720.10000M -1450.80000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1667.30000M -1488.60000M -872.30000M -1781.30000M -1526.10000M
Net borrowings -485.00000M 355.60M 258.70M -120.70000M 67.00M
Total cash from financing activities -22.60000M 1969.60M 533.50M 1199.10M 667.60M
Change to operating activities - - - -369.10000M -300.20000M
Net income 229.30M 404.00M 276.50M 396.80M 441.00M
Change in cash -1014.20000M 1108.70M 244.10M -86.80000M -260.20000M
Begin period cash flow 1997.70M 889.00M 644.90M 731.70M 991.90M
End period cash flow 983.50M 1997.70M 889.00M 644.90M 731.70M
Total cash from operating activities 675.70M 627.70M 582.90M 495.40M 598.30M
Issuance of capital stock 11.60M 11.20M 18.00M 13.50M 21.50M
Depreciation 318.50M 292.40M 267.40M 345.30M 319.50M
Other cashflows from investing activities -3.20000M -13.50000M -36.60000M -61.20000M -75.30000M
Dividends paid 66.20M 67.70M 68.10M -64.80000M -65.70000M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -331.40000M -300.20000M -166.10000M -190.10000M -407.80000M
Other cashflows from financing activities 833.00M 1956.30M 495.80M 1846.20M 1847.40M
Change to netincome - - - -985.70000M -926.20000M
Capital expenditures 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - 1481.10M 1524.50M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -86.80000M -260.20000M
Change in working capital 618.10M 556.30M 449.70M -175.60000M 346.20M
Stock based compensation - - 22.50M - -317.90000M
Other non cash items -490.20000M -684.10000M -431.80000M -157.70000M -337.00000M
Free cash flow 675.70M 627.70M 582.90M 495.40M 598.30M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CNO
CNO Financial Group Inc
0.47 0.98% 48.46 19.13 9.71 0.92 1.56 1.61
CILJF
China Life Insurance Co Ltd
-0.05 1.36% 3.63 4.18 5.40 0.44 1.14 1.41
AAGIY
AIA Group Ltd ADR
-1.33 3.59% 35.76 18.22 13.87 4.28 2.59 2.96
AAIGF
AIA Group Ltd
0.06 0.62% 9.70 18.21 13.93 4.20 2.60 2.96
PIAIF
Ping An Insurance
0.42 5.75% 7.72 6.87 3.61 0.07 0.60 0.17

Reports Covered

Stock Research & News

Profile

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single-premium deferred annuities; flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees, lesser degree, and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.

CNO Financial Group Inc

11299 Illinois Street, Carmel, IN, United States, 46032

Key Executives

Name Title Year Born
Mr. Gary Chandru Bhojwani CEO & Director 1968
Mr. Paul Harrington McDonough CFO & Exec. VP 1965
Mr. Bruce Keating Baude Exec. VP and Chief Operations & Technology Officer 1965
Mr. Matthew Joseph Zimpfer Exec. VP & Gen. Counsel 1967
Mr. Scott Louis Goldberg CPA Pres of Consumer Division 1970
Mr. Eric Ronald Johnson Chief Investment Officer 1960
Mr. John Robert Kline CPA Sr. VP & Chief Accounting Officer 1957
Mr. Jeffrey Michael Kircher CPA VP of Corp. Fin. & Treasurer NA
Mr. Mike Mead Sr. VP & Chief Information Officer NA
Mr. Doug Williams VP of Fin. & Admin. NA

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